...Credit Score

Know About Your Credit Score, and How is it Calculated for a Loan Sanction?

  Your Experian credit score is a crucial factor that every lender looks at while screening your loan application. Therefore, it is essential to know what is a credit score and how it is calculated. While Experian may have its own algorithms to calculate your credit score, your payment behaviour is...

Managing Your Finances: How to Stay on Top of Your Credit

  Credit is of extreme importance these days. Whether you want to take a home loan to buy your dream house, an SME loan to expand your business, or a personal loan to cover your varied expenses, you will need a lender to provide you the required finance. However, a lender...

Features of Home Loan You Can Get with a Credit Score of 725 or Above

  Your credit score is one of the most important factors that lenders look at while screening your loan application. If you are planning to apply for home loan, you need to have a credit score of 725 or above to get loan approval with favourable terms and conditions. Your credit...

Avoid These 6 Credit Mistakes To Have a High Credit Score in the Future

  For many new graduates and young professionals, the 20s is all about working towards building the life they want. This age is the time when people start focusing on their career, making money, and planning for life's milestones like higher education, marriage, buying a house, or opening and expanding a...

7 Common Credit Mistakes and Financial Behaviours to Avoid

  Your credit score is one of the most crucial factors that indicates your financial status. Creditors rely on it heavily while determining your creditworthiness and deciding whether to reject or approve your loan and at what interest rate. You may check your Experian credit score for free here and see...

5 Tips to Build Credit Without a Credit Card

  Credit cards are great tools for building credit. They are flexible and easy to use, and you also get extra rewards if you use them regularly. Paying their bills or missing their payments shows up on your credit report. So, paying them on time is one of the sure-shot ways...