Business Loan Interest Rates

Just about everyone has heard the expression – ‘one has to spend money to make money.’ Developing and managing a business requires money but how does someone get the money if they are not independently wealthy or established? A business loan can offer the funds most businesses need – whether it is a big business or small, it does not matter. Almost every businessman at some point needs to think about a loan. An unsecured business loan can take any business to newer heights; help expand operations, even save a business from a tight spot. Opting for a business loan is a key step, but which loan is right for you and how do you determine between various types?


Clix Capital brings to you the right type of business loan to match your requirements. If you have been in the business for 3 years and you require money to expand, grow, or build working capital, our business can be the best choice to make. Whether you are a well-settled business professional or a promising entrepreneur in need of small business loans, you can always turn to Clix Capital for business loans online. We offer SME loans ranging from Rs. 5 lakhs to 50 lakhs with flexible repayment options. However, the interest rate is one thing you must be concerned about. Here you will get some useful information about business loan interest rates

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Business Expansion Loan

What Documents Do I Need To Provide for Business loan

Completed Application Form

  • We will provide you with a run-of-the-mill application form to detail out all the information we need before processing your business loan request.

Passport-Size Photograph

  • This photograph should be fairly recent and indicative of your current physical appearance.

Identity (ID) Proof

  • This can be either your Aadhaar Card, PAN Card, or Government ID (if you happen to be a government employee).

Address Proof

  • Your Aadhaar Card is the go-to document here. In case your current address is not updated in Aadhaar card, one certified copy of any Official Valid Document (OVD) is required. These OVDs are either your Passport, Voter ID, or Driving License. Your Utility Bills from the last 2 months may also apply here.

Financial Documents

  • PAN Card – For Firm/Company/Individual(s) coming applying for the loan
  • 6-month bank statement
  • Copy of the most recent Income Tax Return form along with computation of income, audited balance sheet and profit & loss account for the previous 2 years
  • Proof of continuity of business of 3 years (ITR/trade license/establishment/sales tax certificate)

Proof Of Ownership

  • In The Name Of The Applicant Or The Applicant’s Spouse/Parent

*Please note that while only scans or photocopies of your documents are required while applying for a loan, you might want to carry original documents in case of verification. Approving the loan application is at the sole discretion of Clix; we might ask for further documents for a more thorough assessment of your loan.

How Do I Apply For A Business Loan

Fill the form

Fill out
the application form.
It takes only 3

Answer your phone
Have a quick chat with our representative to learn about your SME Business Loan
Get a Loan From Clix

Sit back and
relax! You are on
your way to secure a
business loan.


How do I avail a business loan from Clix?

All you need to do is just Clix here!

Is there any restriction on the end use of my loan?

We are all about catering to your business needs! You can use the business loan for anything from expanding your capital to purchasing equipment or machinery, or simply financing your working capital needs.

What will be the tenure, down payment, EMI, and interest rate for my business loan?

At Clix Capital, you can choose from customised repayment (EMI) and down payment options. However, the interest rate of your business loan depends on various factors, such as the specifics of your application (including metrics like business health and income). We’ll tell you the final applicable interest rate once we go through your application form and all supporting documents.

Do I need any collateral to avail this loan?

Not at all! There is no additional collateral or guarantors required to have your SME loan application approved.

How can I reach out to Clix for any other information on my business loan?

Just call us on our toll-free number at +91-120-6465400 between 9:30am-6:30pm from Monday to Saturday (barring public holidays). Alternatively, you can also write to us at to resolve your queries around business loan. Don’t worry, there are no consultation charges.

What is the schedule of charges at Clix?

Read about our approach for determining interest rates, processing and other charges here.

Click here and get ready for success

Apply now for simple, fast, and accessible loans for business from Clix.

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