Personal Loan For Medical Emergencies
When it comes to our health or that of our loved ones, we don’t want to keep any stone unturned in ensuring that the best medical facilities are provided to them. However, at the time of medical emergencies, our financial conditions often play a significant role in determining the quality of treatment. This is where a personal loan for medical emergencies comes into the picture. Our loans for medical treatment ensures that you never have to compromise on your health. If you find yourself in need of funds at times of medical emergency, then look no further-Clix Capital’s medical emergency loans are there for you!
A personal loan that you can avail to meet a variety of expenses at the time of a medical emergency. This can include hospitalization expenses, medicine expenses, rehabilitation, recovery, equipment expenses, medical bills, nursing care, etc. We offer an easy application process with fast disbursal that can help in meeting you with the funds to address all expenses timely without breaking your bank account. Being a collateral free loan, you don’t need to put any asset at stake. Get quick access to funds up to ₹ 25 lakhs to ensure the best treatment at the right time.
Here’s What Clix Has To Offer!
Loans From Rs. 1–25 Lakhs
We have personal loan for medical emergencies to suit all your medical needs and help you get access to quality healthcare.
Customised Repayment Options
No one can plan the duration of their sickness, which is why we have flexible EMI plans with a payment period ranging from 12 to 48 months. This helps you organise a comfortable repayment method and helps you stay free of any further trauma in this difficult time.
Easy And Quick Approvals
Our hassle-free approvals ensure that financial crunch doesn’t stand in between your search for quality healthcare facilities.
Am I Eligible For A Medical Emergency Loan From Clix Capital?
–over 25 and under 58?
–a salaried employee who’s employed in the current company for 6 months and has a total professional experience of at least 12 months?
–earning a minimum income of Rs 25,000 per month?
If the answer to all of these is ‘Yes’, then guess what – you’re eligible!
What Documents Do I Need To Provide?
We just need a few documents to ensure your application for a medical emergency loan is processed smoothly:
Completed Application Form
- We will provide you with a run-of-the-mill application form to detail out all the information we need before processing your medical emergency loan request.
- This photograph should be fairly recent and indicative of your current physical appearance.
Identity (ID) Proof
- This can be either your Aadhaar Card, PAN Card, or Government ID (if you happen to be a government employee).
- Your Aadhaar Card is the go-to document here. In case your current address is not updated in Aadhaar card, one certified copy of any Official Valid Document (OVD) is required. These OVDs are either your Passport, Voter ID, or Driving License.
- This comes in the form of your latest one-month pay slip or Form 16 for the current year.
*Please note that while only scans or photocopies of your documents are required while applying for a loan, you might want to carry original documents in case of verification. Approving the loan application is at the sole discretion of Clix; we might ask for further documents for a more thorough assessment of your loan.
How Do I Apply To Get Instant Medical Loan?
How do I avail a personal loan for medical emergencies from Clix?
There’s a space at the top and bottom of this page to put in your phone number. Just provide the same and our customer representative will speak with you shortly to get a personal loan for medical emergencies online!!
What will be the tenure, down payment, EMI, and interest rate for my medical emergency loan?
At Clix Capital, you can choose from customised repayment (EMI) and down payment options. However, the interest rate of your medical emergency loan depends on various factors, such as the specifics of your application (including metrics like date and income). We’ll tell you the final applicable interest rate once we go through your application form and all supporting documents.
Do I need any collateral to avail this loan?
Not at all! There is no additional collateral or guarantors required to have your medical emergency loan application approved.
How can I reach out to Clix for any other information on my medical emergency loan?
Just call us on 0124-4545965 or 0124-3817400 between 9:30am-6:30pm from Monday to Saturday (barring public holidays). Alternatively, you can also write to us at email@example.com to resolve your queries around personal loan for medical emergencies.
Are there any restrictions as to where I can use the loan amount?
No. Once your personal loan for medical emergency is approved and disbursed, you are free to use the funds the way you want to meet your medical expenses. You can use the money to pay for any expenditure, whether it’s doctor’s fees, hospitalization bills, diagnostic tests, prescription medicines, surgery, recovery and rehabilitation, physiotherapy, after-care, etc.
In how much time can I repay my loan amount?
Our repayment terms are quite flexible. When you take a personal loan for medical emergency, you can conveniently repay it in 12 to 48 months of time in easy EMIs.
My Aadhaar Card still has my old residential address. Will it work at the time of loan application?
No. Your Aadhaar Card must have your current residential address. However, you can show a certified copy an OVD (Officially Valid Document) at the time of application. It can be anything from your voter ID and driving license to your passport.