Business Loan in Vapi
Vapi is one of the largest industrial areas in Gujarat, and home to many industries and businesses. Owning and running a business is an experience unlike any other, the thrill of owning your actions, the joy of delivering to your clients: business owners get it. They also get that additional finances are needed from time to time, be it for buying new machines or repairing existing ones, to expand into new territories, further operations, hire more staff: money matters most when it comes to business.
A lack of finances shouldn’t encumber great business prospects, and looking for credit mustn’t be cumbersome vis a vis long drawn out application processes and collateral requirements.
What if we were to tell you that collateral-free Business Loans with only necessary documentation are now possible? You heard us right! Here at Clix Capital offer collateral-free Business Loans in Vapi without long documentation. We ask only for what is required. Nothing less and nothing more. With us, you can get a Business Loan of up to Rs. 50 lakhs in Vapi.
Features and Benefits of Business Loans in Vapi
Higher loan disbursal amounts
We genuinely are the Highest in the Room. You avail a loan amount of up to Rs. 50 lakhs with us.
Faster and smoother disbursal
Smooth and silky hair will take some time, but your loan amount will be disbursed smoothly and quickly.
Collateral-free loans
We offer unsecured Business Loans which do not require any collateral. Being unsecure is fun in some cases!
Competitive interest rates
We have everything in your ‘interest’. You can avail a Business loan in Vapi at pocket-friendly interest rates.
Extended loan tenure
Hair extensions are just difficult to manage, but extended loan tenures will relieve you of the burden on your pockets.
Quick approvals
We will approve your Business Loan quickly once you are done with all the easy formalities.
Is My Business Eligible for a Loan?
| Is there an age requirement for getting a loan? | Between 21-65 years. |
| If I want to get a loan for my business, how old should it be? | Ideally, it should be at least 3 years old! |
| Is it necessary to have a credit score? | Yes. A CMR score of 6 and a CIBIL of 700 are sufficient! |
| What should my business turnover be? | It should be a minimum of Rs. 1 Crore |
Interest Rates on Business Loan in Vapi
As we mentioned, at Clix Capital, everything is about your interest and YOU. We do not want anything heavy on your pockets; hence we have kept our interest rates pocket-friendly and competitive. But, the interest rate you will get depends on some factors.
- Creditworthiness of the Business
If or not your business is generating enough revenue to be able to avail a loan. If you have a business with an annual turnover of Rs.1 crore, you can apply for a Business Loan then. - Time in Business
Your business needs to be at least 3 years old to avail a Business Loan from us. - Type of Business
We offer Business Loans to a proprietorship/private limited company/closely held non-listed company/
partnership firm involved in the business of manufacturing, trading or services.
What documents do I need to apply for a Business Loan in Vapi?
You’ll need to update your KYC: with your Aadhaar and PAN for verification. You can get them verified online within a matter of minutes. For a Business Loan, the following documents may be required.
Bank statement
Bank statement
- A bank statement covering the last 6 months will do the job!
Business registration proof
- This will tell us about your business’s requirements for you to avail the Loan.
Proprietor(s) PAN Card Copy
- A copy of the proprietor or owner’s PAN Card is needed for verification purposes.
Proprietor(s) Aadhaar Card Copy
- A copy of the proprietor or owner’s PAN Card is needed for verification purposes.
Partnership Deed Copy
- If applicable, the partnership deed copy should be attached for verification as well.
Company PAN Card Copy
- A copy of your Company’s PAN Card will also be required.
How Do I Apply For A Business Loan in Vapi
Fill out
the application form.
It takes only 3
minutes!
Sit back and
relax! You are on
your way to secure a
business loan.
Frequently Asked Questions
What are the ways to choose the right business loan in Vapi?
Before applying, you should be thorough with your research. You should know the documents required, if or not collateral is required when the tenure is flexible, the credit score needed for the same, and the interest rates. You can choose the Business Loan when all of these things fall under what you require.
How important is the performance of a business to avail of a business loan?
The performance of business matters. At Clix Capital, we want the business to be at least 3 years old and have an annual turnover of at least Rs. 1 crore.
Is pre-closure allowed in private business loans?
Yes, it is allowed. But it is advised to go for pre-closure only in certain circumstances.
How does a business loan work?
A Business Loan is just like any other, but it is strictly related to business. With the loan amount, you can expand and acquire staff, equip, hire, get working capital and pay salaries as and when required.
What is the maximum tenure of a small business loan from Clix Capital?
Our tenure ranges up to 48 months for self employed individuals, and between 12-36 months otherwise. You can choose a tenure as per your convenience.
Click here and get ready for success
Apply now for simple, fast, and accessible loans for business from Clix.
