Getting a Personal Loan in Hyderabad Made Easy!
The home to Charminar, biryani, kebabs, and Lac bangles, the City of Pearls, Hyderabad, is a city of culture filled with the aroma of history and culture.
Hyderabad is one of the most vibrant cities in India, and home to innumerable professionals working there. Our Personal Loans are available in this historic city for salaried pros who may need to travel, wed, upskill with further education, renovate their place, and if needs be, for medical expenses as well. We always strive to help people enjoy financial freedom with convenience and ease. Our completely online paperless loan applications for Personal Loans require minimal documentation, and no collateral from you. An easy eligibility criteria and flexibility in repayment also work in your favour.
We Have a Bevy of Personal Loan Offerings!
Travel Loan
Take the first step towards your dream vacation with our easy-to-apply Travel Loan.
Education Loan
Invest in your future with Loan for Education!
Wedding Loan
Say ‘I do’ to your dream wedding with Clix Capital’s Wedding Loan.
Medical Emergency Loan
Don’t let your health wait with our Medical Emergency Loans.
Home Renovation/Expansion Loan
Transform your home into your dream space with our hassle-free Home Renovation Loans.
Features and Benefits of Personal Loans in Hyderabad
Complete online process
Sit at home and comfortably apply for a Personal Loan on our Personal Loan page.
Minimal documentation
We take minimalism seriously! We do not need documents when your KYC is updated with your Aadhaar and PAN. In other cases, we ask for only what is required, nothing less and nothing more!
Instant approval and quick disbursal
Instant ramen has taken over the world! Jumping on the same, we approve and disburse loans instant ramen style.
Unsecured loan
Secure your relationship and not your loans! We know you adore your belongings, and we do not need them as security! Get collateral-free loans now.
Flexible repayment options
The more flexibility, the easier it becomes to manage your repayments. Plan your repayments using our Free Personal Loan calculator.
Eligibility for availing Instant Personal Loans in Hyderabad
-
- Age: Between 21-58 years.
- Net Monthly Income: 20K per month with a tenure of 6 months in the current company and 12 months of the overall experience.
- Credit Score: An Experian Credit Score of 630 or above.
Interest Rate on Personal Loans in Hyderabad
We need minimal documentation to approve your Personal Loan in Hyderabad. Interest rates on our Personal Loans are competitive and friendly in your pockets! The factors that may affect your Personal Loan interest rates have been discussed below.
Individual credit score
An Experian credit score of 630 is more than enough for you to get a Personal Loan at a lower interest in Hyderabad.
Borrower’s age
If you are between the age group of 21-58 years, you are good to go for the loan. The younger you are, the better the interest rates might be.
Previous repayment history
If you have been punctual with your previous loan repayments, the chances of a quick loan approval at a lower interest rate will be high.
Net monthly income
You need to earn a minimum of Rs. 20,000 per month to apply for a Personal Loan. Please remember that you also need to be employed for at least 6 months in your current company and should be working for at least a year. Higher salaries guarantee high loan amounts.
Requested Loan Amount
You can get a loan amount of up to Rs. 10 lakhs with us. Please note that the loan amount sought depends on our eligibility criteria. The loan amount may also influence the interest rate.
Existing loans
The number of existing loans you have also affects your chances of getting a loan on lower interest. The lesser, the better.
Documents Required to Get a Personal Loan in Hyderabad
When your KYC is updated with your Aadhaar and PAN, you don’t need to upload or submit the documents anywhere else. You can get them verified online within a matter of minutes. In other cases, the following documents may be required.
Completed Application Form
- We aim to make things easy and quick for you! Please complete our application form, which will take just a handful of minutes! Once done, you can move forward with it.
PAN Card
- Your PAN Card is enough for your verification process!
Identity proof
- Who you are is important to us! We accept Aadhaar cards, PAN cards, or government IDs for government employees as Identity Proof. Once uploaded, you can move on to the next step.
Address proof
- We want to know where you live to know if we can serve you. You can upload your Aadhaar Card, Voter ID, passport, or driving licence as address proof.
Salary slip
- Your income proof helps us verify this last detail about you before loan approval. You can use your 3-month pay slip or your current year’s Form 16 as Income Proof.
Just a few simple steps, and you can avail a Personal Loan in Hyderabad!
-
- Visit our Personal Loan Page and click apply now
- Enter your phone number to verify it via OTP
- Fill in personal details, including your Gender, Name, Email ID, Pin Code, Locality Name, and PAN Card Number and press Continue.
- We will verify your Personal information instantly, and when verified will ask you for your Professional details.
- Fill in professional details, including your Employment Type, Company Name, Monthly Income, and Company Email ID.
- Click on Continue and wait for online verification.
- Once verified, you will get a loan offer, and you can select the amount and EMI plan you need.
- Accept the loan offer and get a quick disbursal.
FAQs
Who is eligible to apply for a Personal Loan from Clix Capital?
Salaried professionals in the age group of 21-58 years can avail our Personal Loans. They need to have an income of at least Rs. 20,000 per month with a tenure of 6 months in the current company and 12 months of professional experience. An Experian credit Score of 630 or above ensures quick approvals.
How do I avail a Personal Loan in Hyderabad?
You can avail a Personal Loan by following these simple steps on our Personal Loan Page.
-
- Enter your phone number to verify it via OTP
- Fill in personal details
- We will verify your Personal information instantly, and when verified will ask you for your Professional details.
- Click on Continue and wait for online verification.
- Once verified, you will get a loan offer, and you can select the amount and EMI plan you need.
What documents are required for applying for a Personal Loan in Hyderabad?
You require the following documents
- Completed Application Form
- Identity proof like Aadhaar Card or PAN Card, or government ID for government employees
- Address proof like Aadhaar Card, Voter ID, passport, driving licence, etc.
- Income proof, including your 3- month’s pay slip or current year’s Form 16
How much can the customer borrow?
If you meet our criteria, you can get a Personal Loan up to Rs. 10 lakhs from us!
Can I change my loan repayment instrument?
Yes, you can change your loan repayment instrument whenever you want.
Sounds too good to be true?
Get in touch now and we’ll show you that simple, fast, and accessible personal loans are really possible!