Working Capital Loan with Clix Capital!

Working capital is the backbone of any business, big or small. It runs the shop, steadies the ship, and determines plans for future ventures. A business without working capital is sure to not work out. But with Clix, you can sail your boat further.

 

Clix Capital provides Working Capital loans quickly to big and small enterprises to ensure that their functioning is quick, smooth, and easy. A decision to approve a new HRMS can wait, but finances cannot wait, and we at Clix understand the same.

 

With minimal paperwork and a business turnover of Rs. 1 Crore, you are eligible to avail of a Working Capital Loan from Clix. On top of the same, they are collateral-free, meaning you can take the loan stress-free. YOU decide the repayment tenure at your convenience, and our EMIs are competitive, making everything easy-peasy for you.

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Working Capital Loan Types

  • Bank Overdraft / Credit Line
    The loan provider approves a particular amount for bank overdraft/credit line loans. The borrower can withdraw cash up to their fixed limit. The interest rate is charged for only the amount withdrawn and not the amount approved.
  • Equity Funding
    Equity funding is procured from investors, friends, or family to keep one’s business going without stress.
  • Short-term Loans
    Short-term loans are secured loans with a fixed payment method and interest rate.
  • Loan on Accounts Receivables
    If you lack funds but have a number of confirmed sales or accounts receivables, you can easily apply for a loan then.
  • Factoring / Advances
    The entity sells all or part of its accounts payable to a third party. This is done with a lower value than the original value of the account.
  • Trade Creditor
    Trade creditors are provided by current or new suppliers. This option is typically offered for large orders. However, commercial lenders usually have strict policy parameters that borrowers must comply with.

Here’s what Clix offers to you!

  • Higher loan disbursal amounts
    With Clix, you can get a loan for working capital up to Rs. 50 Lakhs.
  • Completely superfast online processing
    You do not have to go from one counter to another to get your loan approved. Sit at home and apply for a loan online with ease.
  • Faster and Smooth disbursal
    The moment you fill out the form and complete the documentation, your loan amount will be disbursed quickly and easily.
  • Collateral-free loans
    No collateral, no problem. We do not need your belongings with us. Avail collateral-free loans with Clix.
  • Competitive interest rates
    Our interest rates are competitive and depend on your previous credit history.
  • Extended loan tenure
    If you cannot repay the amount in your selected tenure, you can extend your tenure and repay then.
  • Flexible Repayments
    You decide your repayment schedule. At Clix, it is all about ‘YOU’.

Is my business eligible for a Working Capital Loan?

What should be my Age to get the Loan? Between 21-65 years.
How old should my business be to avail the loan? It should be at least 3 years old!
Do I need a credit score as well? Yes. A CMR Score of 6 and a CIBIL Score of 700 would be enough!
What should be my Business Turnover? It should be a minimum of Rs. 1 Crore

Working Capital Loan Fees & Interest Rates:

Our loan interest rates vary from company to company. Rest assured that we will offer thoughtful and competitive prices that are ideal for you.

Documents Required to Get a Working Capital Loan

Bank statement

Bank statement

  • A bank statement covering the last 6 months will do the job!

Business registration proof

  • This will tell us about your business’s requirements for you to avail the Loan.

Proprietor(s) PAN Card Copy

  • A copy of the proprietor or owner’s PAN Card is needed for verification purposes.

Proprietor(s) Aadhar Card Copy

  • A copy of an Aadhar Card will do.

Partnership Deed Copy

Bank statement

  • A Partnership Deed Copy, if applicable, should be attached for verification as well.

Company PAN Card Copy

  • A copy of your Company’s PAN Card will also be required.
  • • Passport-Size Photograph, Identity (ID) Proof, Address Proof, Financial Documents
    and Proof Of Ownership will be required as well.

How Do I Apply For A Working Capital Loan

Fill the form

Fill out
the application form.
It takes only 3
minutes!

Answer your phone
Have a quick chat with our representative to learn about your Business Loan
Get a Loan From Clix
Sit back and
relax! You are on
your way to secure a
business loan.

How can I Apply for a Working Capital Loan?

  • Select ‘Unsecured Business Loan’ on our home page
  • Click on ‘Apply Now’.
  • Enter your phone number
  • Submit the details along with the OTP you’ll receive
  • You’ll get a call from the Clix representative for proceedings
  • Enter your phone number
  • Submit the details along with the OTP you’ll receive
  • You’ll get a call from the Clix representative for proceedings

Frequently Asked Questions

How do you calculate working capital requirements?

Working Capital (WC) = Current Assets (CA) – Current Liabilities (CL).

What is the interest rate of a working capital loan?

The interest rate varies per your CIBIL score and previous loan requirements. But competitive rates are provided to you.

What are the eligibility criteria for a working capital loan?

What should be my Age to get the Loan? Between 21-65 years.
How old should my business be to avail of the loan? It should be at least 3 years old!
Do I need a credit score as well? Yes. A CMR Score of 6 and a CIBIL Score of 700 would be enough!
What should be my Business Turnover? It should be a minimum of Rs. 1 Crore

How to apply for a working capital loan from Clix Capital?

The steps are simple.
&nbsb;

  • Select ‘Unsecured Business Loan’ on our home page
  • Click on ‘Apply Now’.
  • Enter your phone number
  • Submit the details along with the OTP you’ll receive
  • You’ll get a call from the Clix representative for proceedings

How do I know I am eligible for a Flexi Personal Loan?

We disburse our loans as quickly as we can. Once you follow the procedure, upload the necessary documents and check your eligibility, we will approve and disburse your loans at the earliest.

Click here and get ready for success

Apply now for simple, fast, and accessible loans for business from Clix.

Apply Now Form
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