With your business plans all set out to take the commercial world with a storm, lack of finances is the last thing that should stand between you and your business ambition.
We don’t believe any business ambition is too big, or too small. Whatever be the requirement, be it replenishing the inventory of your general store, expanding your cafe, our unsecured business loans have got you covered. You can count on us to be your partners in your entrepreneurial journey by providing SME financing to fund both regular working capital needs and expansion plans.
Our business loan is an unsecured credit instrument to help you with funds from ₹ 5 lakhs upto ₹ 50 lakhs, to meet your business’s growing needs. Whether you are going through a financial crunch or you are looking forward to expanding, our business loan can provide you funds to ensure smooth functioning without a halt. Whether you are a manufacturer, retailer, wholesaler, or service provider, avail of our SME loans to get going.
Here’s What Clix Has To Offer! Features and
Benefits of Business Loan
Large Loan Amounts
We have SME business loans ranging from Rs 5–50 lakhs to meet every business need.
We understand your ambitions and this is why we cater to your financing needs by providing you with quick and unsecured business loans.
We understand that your business goals can’t be timed and hence we’re flexible — choose a repayment period from 12 to 36 months (48 months if you’re a self-employed professional).
You deal with enough paperwork every day, so we keep ours to a minimum and help you get SME loan with ease.
All set out to take the commercial world with a storm? Lack of finances is the last thing you’d want to stand between you and your business ambition.
We don’t believe any business ambition is too big or small. Whatever be your business requirement, be it small business loans, new business loans, business expansion loans or instant business loans, we have got you covered.
Types of Business Loans
Business Term Loan
A Business Term Loan, finances your high-cost investment like business expansion loan or loan for purchasing tools or machinery for a smooth going business.
Working Capital Loan
This business loan can be availed by different businesses for different purposes. With this type of loan, one can easily finance their daily business expenditures. Working Capital Business Loan lets your business grow by freeing up cash. It also lets your business operate smoothly and gets your business back on track.
Am I Eligible for a Business Loan?
-at least 21 while applying for the loan and under 65 at the end of its tenure?
Is your Business:
-A proprietorship/private limited company/closely held non-listed company/ partnership firm involved in the business of manufacturing, trading or services?
-Showing a minimum turnover of Rs 1 crore?
-Reporting audited financial statements for the last 24 months, routing the majority of the business through a banking system, or capturing your turnover in the last 12 months through GST returns?
-A going concern in the current area of work, with minimum 3 years of total business vintage?
-Did you answer all these questions with ‘Yes’? Then congratulations! You’re Eligible!
Feature and Benefits of Clix Capital’s Business Loan
Applying for our business loan is as easy as clicking here. Share your phone number and we will get back to you to discuss steps ahead. Once your details are verified, you get your loan approval within a matter of minutes.
Large Loan Amount
You may apply for a loan amount in the range of ₹ 5-50 lakhs, which might be sufficient to meet most businesses’ financial needs.
Flexible Repayment Terms
Once you get your loan amount, you can repay it in 12-36 months. You have the freedom to choose your loan term suitable to your budget and repayment capacity. The loan term may extend to 48 months for self-employed professionals.
No Collateral Required
It is a completely collateral-free loan. We do not demand any collateral or guarantor to approve your business loan.
Minimal Documents Required
Clix Capital does not require heavy paperwork for your loan approval. We have minimal documentation requirements that are quite easy to fulfil. These include your address proof, identity proof, financial documents, and proof of ownership. That’s it!
Reasons to Apply for Our Business Loan
With our collateral-free business loan, you can solve a variety of purposes, including:
- Increase your working capital
- Expand the size of your workplace
- Add a new physical location
- Build credit for the future
- Buy new machinery or equipment
- Spend money on marketing of your business
- Purchase inventory
- Add a new line of products or services to your business
- Hire skilled workers or train existing employees
What Documents Do I Need To Provide
We’re almost paperless (yes, really) but will need a few document to process your application:
Completed Application Form
- We will provide you with a run-of-the-mill application form to detail out all the information we need before processing your business loan request.
- This photograph should be fairly recent and indicative of your current physical appearance.
Identity (ID) Proof
- This can be either your Aadhaar Card, PAN Card, or Government ID (if you happen to be a government employee).
- Your Aadhaar Card is the go-to document here. In case your current address is not updated in Aadhaar card, one certified copy of any Official Valid Document (OVD) is required. These OVDs are either your Passport, Voter ID, or Driving License. Your Utility Bills from the last 2 months may also apply here.
- PAN Card – For Firm/Company/Individual(s) coming applying for the loan
- 6-month bank statement
- Copy of the most recent Income Tax Return form along with computation of income, audited balance sheet and profit & loss account for the previous 2 years
- Proof of continuity of business of 3 years (ITR/trade license/establishment/sales tax certificate)
Proof Of Ownership
- In The Name Of The Applicant Or The Applicant’s Spouse/Parent
*Please note that while only scans or photocopies of your documents are required while applying for a loan, you might want to carry original documents in case of verification. Approving the loan application is at the sole discretion of Clix; we might ask for further documents for a more thorough assessment of your loan.
How Do I Apply For A Business Loan
the application form.
It takes only 3
Sit back and
relax! You are on
your way to secure a
How do I avail a business loan from Clix?
Availing of a Business Loan from Clix Capital is fast, simple, and hassle-free. It is just like counting one, two and three. All you have to do is fill out the online application form, answer the call from our representative, and sit back and relax! Based on your eligibility, you can secure a Business Loan at the most attractive terms suitable to your business.
Is there any restriction on the end use of my loan?
We are all about catering to your business needs! You can use the business loan for anything from expanding your capital to purchasing an equipment or machinery, or simply financing your working capital needs.
What will be the tenure, down payment, EMI, and interest rate for my business loan?
At Clix Capital, you can choose from customised repayment (EMI) and down payment options. However, the interest rate of your business loan depends on various factors, such as the specifics of your application (including metrics like business health and income). We’ll tell you the final applicable interest rate once we go through your application form and all supporting documents.
Do I need any collateral to avail this loan?
No. Clix Capital provides 100% collateral-free SME loans that do not require any collateral or guarantor for approval.
How can I reach out to Clix for any other information on my business loan?
Just call us on +91-120-6465400 between 9:30am-6:30pm from Monday to Saturday (barring public holidays). Alternatively, you can also write to us at email@example.com to resolve your queries around business loan. Don’t worry, there are no consultation charges.
What is the schedule of charges at Clix?
Not at all! There is no additional collateral or guarantors required to have your SME loan application approved.
What is the minimum turnover requirement for a Business Loan?
A company applying for a Business Loan from Clix Capital should have a minimum annual turnover of ₹ 1 crore or above.
Is part payment allowed in a Business Loan?
Yes. Part payment is allowed in Business Loans. However, additional prepayment charges may apply.
What are the minimum and maximum loan limits offered for a Business Loan?
Clix Capital offers Business Loans from Rs. 5 Lakhs to 50 Lakhs, depending on the applicant’s loan requirement and eligibility. The loan eligibility is based on the applicant’s credit rating, turnover, and business vintage.
What are the documents required for a Business Loan?
A completed application form, identity proof, address proof, financial documents, and proof of ownership are necessary to apply for a Business Loan from Clix Capital.
What is a Small Business Loan?
Small Business Loan is an unsecured loan borrowed by small and medium-sized business owners to cover their business-related expenses. Use a Business Loan EMI calculator to get an idea of the EMI amount you’ll need to pay as per different loan amounts, interest rates, and repayment tenures.
What is the usage of a Business Loan?
Most SME and MSME owners obtain Business Loans to cover their everyday expenses, build working capital, or fund their growth and expansion.
How can a Business Loan help my business prepare for festivals?
Whether you want to stock inventory, expand the operations, hire temporary staff, or take bulk orders during the festival, a Business Loan can provide the additional funds required to meet the heightened demand.
How can I expand my business using Clix Capital Business Loans?
Business Loans from Clix Capital help businesses expand their presence by providing the required funds. They may use the funds to cover expenses, such as expanding the office space, hiring more staff, upgrading equipment, buying inventory, or marketing.
Are Business Loans useful?
Yes. Business Loans are extremely useful. They have minimal end-use restrictions, allowing SME owners to use the amount they like and fund expansion according to their plan.
What are the advantages of Business Loans in India?
Flexible repayment terms, ample loan amounts, competitive interest rates, minimal documents, and easy availability are the most sought-after advantages of Business Loans in India.
How easy is it to take a Business Loan in India?
Taking a Business Loan in India is pretty straightforward. Fill out an online application form, enter a few necessary details, and provide some documents to initiate the loan process. After you apply online, a Clix customer representative will contact you for further action. It is recommended to use our Free Business Loan EMI calculator to calculate instalments before the loan application.
Click here and get ready for success
Apply now for simple, fast, and accessible loans for business from Clix.