Personal Loan in Ghaziabad
Located in the Indian state of Uttar Pradesh and considered a vital part of the National Capital Region of Delhi, Ghaziabad is the largest city in Western UP with five divisional zones. As one of the most industrialized hubs, Ghaziabad is one of the most revenue yielding cities in terms of trade and economy. Well-linked with roads and railways, the city is the most planned due to its strategic location. It won’t be an exaggeration to quote that the state’s economy depends on the industries. With abundant employment options, Ghaziabad is drawing a high number of skilled workers, labourers and professionals.
With the boom of economic growth, Ghaziabad has witnessed a surge in employment options in every industry and for every role. Whether you’re a business professional, salaried individual, or self-employed as a freelancer; there are times when the fixed remuneration fails to cover the unprecedented and big-ticket expenses.
We Have a Bevy of Personal Loan Offerings!
Home Renovation/Expansion Loan
Clix Capital will provide you with the means to turn your house into a dream home!
It doesn’t matter what sector, industry or business you’re in, financial needs can spring up anytime for anyone. In order to meet these needs, going for a personal loan in Ghaziabad is a wise choice. Several top banks and NBFCs in Ghaziabad offer personal loans at different interest rates based on the borrower’s eligibility. Clix Capital, a leading NBFC offers personal loans in Ghaziabad at the best rate of interest to assist you with your financial emergencies without hassle.
Personal Loan Features & Benefits
A personal loan is an unsecured loan without any restrictions on the utilization of funds. One can use it to repay existing debts, purchase equipment, finance house maintenance, fund someone’s education, travel, wedding, or anything under the sun. When you apply for a personal loan in Ghaziabad from Clix Capital, here are the key features and benefits to expect:
- Flexible repayment tenure options to make sure you don’t face any hassle.
- Best rate of interest offered.
- Personal Loans starting from INR 50,000 lakh to INR 10 lakhs to meet your financial needs.
- Quick loan approval and disbursal at Clix Capital with instant funds right in your account in 15 minutes*.
- Digitized loan application process makes it easy and quick for you to apply for a loan even from your smartphone in a matter of few minutes.
- No collaterals needed.
- Minimum documents required. Just complete the loan application form and follow the steps to verify income proof, address proof, ID proof. All of this can be done online, without the need to upload anything!
Check Your Personal Loan Eligibility
Are you eager to know if you’re eligible for an instant loan in Ghaziabad? This is all you need:
- You should be a residing citizen of India.
- You should be a minimum of 21 years of age and maximum of 58 years of age to be eligible to apply for a personal loan.
- You should be a salaried professional with a net monthly income of minimum INR 20,000.
- You should have a total professional experience of 12 months and should be working with your current employer for a minimum of 6 months.
How to Apply for a Personal Loan in Ghaziabad?
Want to apply for a personal loan? Avail a personal loan in Ghaziabad at the best rate of interest in a few steps. Here’s what you need to do:
- Access the online loan application form here
- Confirm your phone number by submitting an OTP.
- Provide your PAN details.
- Enter Employment Details
If your application meets all criteria, we will display a personal loan offer exclusively for you. On accepting the offer, just set your desired loan tenure and repayment information and the funds will be disbursed to your bank account within 15 minutes*.
Your financial worry ends here. Apply Now!
What Documents Do I Need to Provide?
Validly completed application form
- We will provide you with a run-of-the-mill application form to detail out all the information we need before processing your personal loan request.
Passport size photograph
- This photograph should be fairly recent and indicative of your current physical appearance.
Identify proof (PAN Card, Aadhaar Card, etc.)
- This can be either your Aadhaar Card, PAN Card, or Government ID (if you happen to be a government employee).
Address proof (Electricity Bill, Sale Agreement, etc.)
- Your Aadhaar Card is the go-to document here. In case your current address is not updated in Aadhaar card, one certified copy of any Official Valid Document (OVD) is required. These OVDs are either your Passport, Voter ID, or Driving License.
Income proof (Bank Account Statement, Salary Slips, etc.)
- This comes in the form of your latest one-month pay slip or Form 16 for the current year.
How Do I Apply For Personal Loan in Delhi from Clix Capital?
What will be the tenure, down payment, EMI, and interest rate for my personal loan?
At Clix Capital, you can choose from customised repayment (EMI) and down payment options. However, the interest rate of your personal loan depends on various factors, such as the specifics of your application (including metrics like date and income). We’ll tell you the final applicable interest rate once we go through your application form and all supporting documents.
Do I need any collateral to avail a personal loan?
Not at all! There is no additional collateral or guarantors required to have your personal loan application approved.
How can I reach out to Clix for any other information on my loan?
Just call us on 0124-4545965 or 0124-3817400 between 9:30am-6:30pm from Monday to Saturday (except public holidays). Alternatively, you can also write to us at firstname.lastname@example.org to resolve your queries around personal loan.