Benefits of personal loan

What Documents Do I Need to Provide?

Validly completed application form

  • We will provide you with a run-of-the-mill application form to detail out all the information we need before processing your personal loan request.

Passport size photograph

  • This photograph should be fairly recent and indicative of your current physical appearance.

Identify proof (PAN Card, Aadhaar Card, etc.)

  • This can be either your Aadhaar Card, PAN Card, or Government ID (if you happen to be a government employee).

Address proof (Electricity Bill, Sale Agreement, etc.)

  • Your Aadhaar Card is the go-to document here. In case your current address is not updated in Aadhaar card, one certified copy of any Official Valid Document (OVD) is required. These OVDs are either your Passport, Voter ID, or Driving License.

Income proof (Bank Account Statement, Salary Slips, etc.)

  • This comes in the form of your latest one-month pay slip or Form 16 for the current year.

How Do I Apply for a Personal Loan from Clix Capital?

application form
online chat
loan approved


What will be the tenure, down payment, EMI, and interest rate for my personal loan?

At Clix Capital, you can choose from customised repayment (EMI) and down payment options. However, the interest rate of your personal loan depends on various factors, such as the specifics of your application (including metrics like date and income). We’ll tell you the final applicable interest rate once we go through your application form and all supporting documents.

Do I need any collateral to avail a personal loan?

Not at all! There is no additional collateral or guarantors required to have your personal loan application approved.

How can I reach out to Clix for any other information on my loan?

Just call us on 0124-4545965 or 0124-3817400 between 9:30am-6:30pm from Monday to Saturday (except public holidays). Alternatively, you can also write to us at to resolve your queries around personal loan.

What is the end use of personal loans from Clix Capital?

You are free to use your personal loan amount to meet any expense in your personal life, be it your wedding, education, travel, medical emergency, home renovation, or others. There are no restrictions on how you use the funds.

How would I know how much EMI would I need to pay for my loan?

You can use our personal loan EMI calculator to calculate your EMIs and know your interest rate. You can choose the loan plan as per your repayment capacity.

I have a credit score of less than 630. Can I apply for a personal loan with Clix Capital?

We would advise you to improve your credit score first and then try your hands at applying for a loan. If your loan gets rejected, your credit score will reduce even further and you may decrease your chances of getting an approval in the near future as well.

Should I choose a long or a short loan tenor?

Your choice of tenor depends on your income and repayment capacity. Choosing a long tenor means smaller EMIs but high interest cost. On the other hand, a short tenor means bigger EMIs, low interest cost and faster closing of the account. The tenor that you choose depends on how much EMI amount you can afford to pay every month.

What is Form 16?

Form 16 is a certificate that a salaried person can procure from his/her employer. It proves that the tax deducted from his/her salary is deposited to the Income Tax Department. You can connect with your HR or Payroll team to request this.

Sounds too good to be true?

Get in touch now and we’ll show you that simple, fast, and accessible personal loans are really possible!

Apply Now