Benefits of personal loan

What Documents Do I Need to Provide?

Validly completed application form

  • We will provide you with a run-of-the-mill application form to detail out all the information we need before processing your personal loan request.

Passport size photograph

  • This photograph should be fairly recent and indicative of your current physical appearance.

Identify proof (PAN Card, Aadhaar Card, etc.)

  • This can be either your Aadhaar Card, PAN Card, or Government ID (if you happen to be a government employee).

Address proof (Electricity Bill, Sale Agreement, etc.)

  • Your Aadhaar Card is the go-to document here. In case your current address is not updated in Aadhaar card, one certified copy of any Official Valid Document (OVD) is required. These OVDs are either your Passport, Voter ID, or Driving License.

Income proof (Bank Account Statement, Salary Slips, etc.)

  • This comes in the form of your latest one-month pay slip or Form 16 for the current year.

How Do I Apply for a Personal Loan from Clix Capital?

application form
online chat
loan approved

FAQs

What is the current interest rate of a Personal Loan?

Telling you a fixed number as the current interest rate of a Personal Loan in India would not help you take an informed decision. Reason being – the current interest rate is dependent on many factors including your credit rating, income, financial obligations, employment, and other crucial factors. You are most welcome to contact our representative who can help you calculate the interest rate eligible for you. Clix Capital personal interest rate begins at 18.50% pa and goes up to 29.99% pa.

What is the processing fee for a Personal Loan, and why is it charged?

Processing fees is simply the expenses charged against the effort for processing the loan applications, handling documents, verifying details, preparing the loan agreement, and a lot more. Keep in mind that the processing fees of Clix Capital varies as per the loan amount. These are non-refundable charges for loan applicants irrespective of whether the loan application is approved or rejected.

How do I get a Personal Loan with a low interest rate?

The process at Clix Capital cannot get simpler. All you have to do is fill up our online personal loan application, accept the loan offer and then you’re all set to get funds into your account. Go ahead and try it now! Personal Loan interest rates at Clix Capital depend directly on several factors, including your income, credit score, other financial obligations, employment, etc.

What is the foreclosure charge for Personal Loans?

Let us say you plan to prepay the loan amount before the tenure ends. It is known as foreclosing a loan. The fee you pay to foreclose a loan is the foreclosure charge. Don’t stress over it as it is usually a very small percentage of the outstanding loan balance.

How is the Personal Loan interest rate calculated?

We use your credit rating, income, job stability, and other crucial parameters to calculate the Personal Loan interest rate. Let us share how it is done traditionally – with a multiplier or fixed rate method. We suggest the modern way – a Personal Loan calculator. It is a free tool to quickly check the interest rate online.

What is the stamp duty charge for a Personal Loan?

It is not possible to share an absolute number as the stamp duty charge for Personal Loan. It varies for case to case and is usually a small percentage of the loan amount. Why don’t you get in touch with our customer care representative, and they will help you with the details!

How can I reach out to Clix Capital for any other information on my loan?

Clix Capital has a robust customer service centre that you can reach by calling the toll-free number +91-120-6465400. Customers may call on any working day from Monday to Saturday between 9:30 am-6:30 pm. You may also contact us by email at hello@clix.capital for any queries or doubts about loans.

Sounds too good to be true?

Get in touch now and we’ll show you that simple, fast, and accessible personal loans are really possible!

Apply Now