...Cibil Score

How to Build a Credit Score with No Credit History?

  Building Credit Score Sans Credit History If you’re one of those who’ve never owned a credit card or availed a loan before, guess what, you’re not alone. There are many like you out there who’ve never resorted to credit from a bank or lender ever and thus, have zero credit...

What is the difference between Credit Score and CIBIL score?

If you’ve ever visited a bank or an NBFC seeking a loan or to apply for a credit card, then you must have come across the terms, ‘credit score’ and ‘CIBIL score.’ Often, people use the terms synonymously with one another. But, that’s not a good practice as there lies a...

10 Things Your Credit Report Shows & How to Understand Them

  Reading your credit report for the first time can be an overwhelming process; more so if you’ve had a lot of credit accounts in the past and have more than what are needed in the present as well. Getting your credit score  information has never been this easier. If you...

5 Key Reasons Why You Should Check Your Credit Score Regularly

Why checking your credit score is important? If you are one of those who think that the only time you need to check credit score is when you are applying for a loan, think again! Credit score demonstrates your creditworthiness that helps lenders decide whether to approve your application or reject...