Instant Personal Loan – Quick & Affordable Loans Up to 10 lakhs

Types of Instant Personal Loan

 

An instant personal loan can be availed for any purpose, as there is no restriction on the end-use of the loan amount. Whether you want funds to finance a wedding, need funds for a big-ticket purchase, tending to a medical emergency, or more; you can avail an instant personal loan to meet diverse financial needs. Here are different types of instant personal loan:

 

• • Personal Loan for Medical Emergency – Don’t let medical emergencies get the better of you! You can avail an instant personal loan to meet costs arising out of medical treatments at the best rate of interest.
  • Personal Loan for Wedding – An average wedding in India does cost around 20-25 lakhs rupees easily and exhausting all your savings for that isn’t a good idea. You can avail an instant personal loan up to INR 10 lakhs at the best rate of interest to cover all wedding expenses.
  • Personal Loan for Debt Consolidation – You can avail a personal loan to consolidate all your existing debts into one larger debt. This can help you save on interest payments and avoid the hassle of managing multiple credit instruments (credit cards or loans of any kind) by merging all into a personal loan.
  • Personal Loan for Travel – If you’ve an itch for travel, we’ve got you covered. You can avail an instant personal loan to travel to your dream destination.
  • Personal Loan for Home Renovation – You can give your home a dream makeover by applying for an instant personal loan for home renovation/expansion/improvement by Clix Capital at an affordable rate of interest.
  • Personal Loan for Child’s Education – Finance your own or your child’s higher education with a personal loan for education

 

Apart from the reasons cited above, you can avail an instant personal loan for any personal or business reasons.

What are the Benefits of an Instant Personal Loan?

 

• • Quick Approval – Considering the way how instant personal loans work, there is less processing time involved. Upon submission, the loan application is quickly evaluated and approved if the criteria are met. This is a great choice for those looking for instant additional funds to meet a financial emergency.
  • Minimal Documentation – When a financial emergency arises, the last we would want is for you to run to arrange a pile of paperwork. Our instant personal loans operate in a digitized manner involving minimal paperwork. We’d only require KYC documents and basic income proofs to proceed. All such documents can be verified only without the need to upload anything.
  • No Collateral Required – Since it is an unsecured loan, there is no collateral required for loan approval. Resultantly, a hassle-free process doesn’t need any valuable asset to be set aside.
  • No Restriction on End-use – This is the best feature of an instant personal loan. You can use the funds to meet any personal requirement of your choosing. (except for any activities deemed illegal by rule of law, speculation, gambling activities)

 

What are the Eligibility Criteria for an Instant Personal Loan?

 

Availing an instant personal loan requires certain eligibility criteria to be met. Here’s what you’d need in order to be eligible for an instant personal loan:

 

• • You’re a residing citizen of India.
  • You’re between 21 years and 58 years of age.
  • Your net monthly income from all sources is INR 20,000 and above.
  • Your total work experience is at least 12 months and you have been employed in your current company for a minimum of 6 months.

 

What is the Interest Rate on Instant Personal Loan?

 

The interest rate on instant personal loan varies and is based on a couple of factors. Income of the borrower, credit score, previous credit repayment behavior, and the amount of loan applied for, to name a few. You can check out your estimated EMI with our Personal Loan EMI Calculator tool to have an idea about the rate of interest as well.

 

What Documents Do I Need to Apply for an Instant Personal Loan?

 

Here are the documents we’d need in order to proceed:

 

• • A passport size photograph
  • Government ID Proof (Aadhar Card/PAN Card/Voter ID)
  • Address Proof
  • Income Proof (latest 1 month pay slip or Form 16 from the current employer)

 

With the digitization of much of central identification databases. You can actually verify all these documents online without the need to upload anything!

We can take a picture for you while you complete your application too!

 

How Do I Apply for an Instant Personal Loan from Clix Capital?

 

If you’re faced with an emergent financial need, we’d love to extend you a personal loan to meet your obligations. If you meet the personal loan eligibility criteria, let’s get you started without any further ado.

 

All you have to do is follow the simple steps below to avail an instant personal loan from Clix Capital:

 

• • Click here to access the online loan application form
  • You’d be asked to verify your phone number by submitting an OTP.
  • Furnish your PAN details at the next step
  • Share your employment details.
  • Submit

 

If your application meets our eligibility criteria, our system will display a personal loan offer exclusively for you. On accepting the offer, just set your desired loan tenure and repayment information and the funds will be disbursed to your bank account within 15 minutes*.

 

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You can also reach out to us at hello@clix.capital or call us at +91-120-6465400