Instant Personal Loan – Quick & Affordable Loans Up to 25 lakhs


What is an Instant Personal Loan?


Life is highly uncertain and full of surprises; you never know what’s in store for you at the next step. Picture this – you’re earning a decent living, have a home to call your own, drive a vehicle of your choice, and more; however, if you’re not confident in handling financial exigencies, your financial preparedness will be deemed as incomplete.


Whether it’s for a wedding that’s scheduled just a few weeks from today or to handle a medical emergency in the family – you’d require an instant personal loan to help you with additional funds in times of need. An instant personal loan helps you cater to diverse financial needs at times when you need immediate funds.


Irrespective of what your financial goals are – wedding, travel, higher education, home renovation/expansion, debt consolidation, or more; Clix Capital offers instant personal loans as a perfect match to your requirements. We believe in keeping the borrowing experience hassle free for our customers with disbursals as quick as 15 minutes!*


Clix Capital offers an affordable rate of interest on instant personal loans with flexible repayment tenor and quick approval process. Turn your wish list into reality with our instant personal loans; get quicker access to funds when you need them the most. Let’s get started!

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Types of Instant Personal Loan


An instant personal loan can be availed for any purpose, as there is no restriction on the end-use of the loan amount. Whether you want funds to finance a wedding, need funds for a big-ticket purchase, tending to a medical emergency, or more; you can avail an instant personal loan to meet diverse financial needs. Here are different types of instant personal loan:


    • Personal Loan for Medical Emergency – Don’t let medical emergencies get the better of you! You can avail an instant personal loan to meet costs arising out of medical treatments at the best rate of interest.
    • Personal Loan for WeddingAn average wedding in India does cost around 20-25 lakhs rupees easily and exhausting all your savings for that isn’t a good idea. You can avail an instant personal loan up to INR 25 lakhs at the best rate of interest to cover all wedding expenses.
    • Personal Loan for Debt Consolidation – You can avail a personal loan to consolidate all your existing debts into one larger debt. This can help you save on interest payments and avoid the hassle of managing multiple credit instruments (credit cards or loans of any kind) by merging all into a personal loan.
    • Personal Loan for Travel – If you’ve an itch for travel, we’ve got you covered. You can avail an instant personal loan to travel to your dream destination.
    • Personal Loan for Home Renovation – You can give your home a dream makeover by applying for an instant personal loan for home renovation/expansion/improvement by Clix Capital at an affordable rate of interest.
    • Personal Loan for Child’s Education – Finance your own or your child’s higher education with a personal loan for education


Apart from the reasons cited above, you can avail an instant personal loan for any personal or business reasons.



What are the Benefits of an Instant Personal Loan?


    • Quick Approval – Considering the way how instant personal loans work, there is less processing time involved. Upon submission, the loan application is quickly evaluated and approved if the criteria are met. This is a great choice for those looking for instant additional funds to meet a financial emergency.
    • Minimal Documentation – When a financial emergency arises, the last we would want is for you to run to arrange a pile of paperwork. Our instant personal loans operate in a digitized manner involving minimal paperwork. We’d only require KYC documents and basic income proofs to proceed. All such documents can be verified only without the need to upload anything.
    • No Collateral Required – Since it is an unsecured loan, there is no collateral required for loan approval. Resultantly, a hassle-free process doesn’t need any valuable asset to be set aside.
    • No Restriction on End-use – This is the best feature of an instant personal loan. You can use the funds to meet any personal requirement of your choosing. (except for any activities deemed illegal by rule of law, speculation, gambling activities)



What are the Eligibility Criteria for an Instant Personal Loan?


Availing an instant personal loan requires certain eligibility criteria to be met. Here’s what you’d need in order to be eligible for an instant personal loan:


    • You’re a residing citizen of India.
    • You’re between 21 years and 58 years of age.
    • Your net monthly income from all sources is INR 20,000 and above.
    • Your total work experience is at least 12 months and you have been employed in your current company for a minimum of 6 months.



What is the Interest Rate on Instant Personal Loan?


The interest rate on instant personal loan varies and is based on a couple of factors. Income of the borrower, credit score, previous credit repayment behavior, and the amount of loan applied for, to name a few. You can check out your estimated EMI with our Personal Loan EMI Calculator tool to have an idea about the rate of interest as well.



What Documents Do I Need to Apply for an Instant Personal Loan?


Here are the documents we’d need in order to proceed:


    • A passport size photograph
    • Government ID Proof (Aadhar Card/PAN Card/Voter ID)
    • Address Proof
    • Income Proof (latest 1 month pay slip or Form 16 from the current employer)


With the digitization of much of central identification databases. You can actually verify all these documents online without the need to upload anything!

We can take a picture for you while you complete your application too!



How Do I Apply for an Instant Personal Loan from Clix Capital?


If you’re faced with an emergent financial need, we’d love to extend you a personal loan to meet your obligations. If you meet the personal loan eligibility criteria, let’s get you started without any further ado.


All you have to do is follow the simple steps below to avail an instant personal loan from Clix Capital:


    • Click here to access the online loan application form
    • You’d be asked to verify your phone number by submitting an OTP.
    • Furnish your PAN details at the next step
    • Share your employment details.
    • Submit


If your application meets our eligibility criteria, our system will display a personal loan offer exclusively for you. On accepting the offer, just set your desired loan tenure and repayment information and the funds will be disbursed to your bank account within 15 minutes*.


Apply Now!


For any queries, find us on Facebook, Instagram or Twitter

You can also reach out to us at or call us at 124-4740870



(*T&C Apply)

Benefits of personal loan

What Documents Do I Need to Provide?

Completed Application Form

  • We will provide you with a run-of-the-mill application form to detail out all the information we need before processing your personal loan request.

Passport-Size Photograph

  • This photograph should be fairly recent and indicative of your current physical appearance.

Identity (ID) Proof

  • This can be either your Aadhaar Card, PAN Card, or Government ID (if you happen to be a government employee).

Address Proof

  • Your Aadhaar Card is the go-to document here. In case your current address is not updated in Aadhaar card, one certified copy of any Official Valid Document (OVD) is required. These OVDs are either your Passport, Voter ID, or Driving License.

Income Proof

  • This comes in the form of your latest one-month pay slip or Form 16 for the current year.

How Do I Apply For Personal Loan online from Clix Capital?

application form
  • 1. Fill out the application form. It only takes 3 minutes to do so!
online chat
  • 2. Check out & approve applicable interest rate, tenure and EMIs
loan approved
  • 3. Congratulations! The personal loan is disbursed to your bank account.


How do I avail a personal loan from Clix?

There’s a space at the top and bottom of this page to put in your phone number. Just provide the same and our customer representative will speak with you shortly to get a personal loan online!

What will be the tenure, down payment, EMI, and interest rate for my personal loan?

At Clix Capital, you can choose from customised repayment (EMI) and down payment options. However, the interest rate of your personal loan depends on various factors, such as the specifics of your application (including metrics like date and income). We’ll tell you the final applicable interest rate once we go through your application form and all supporting documents.

Do I need any collateral to avail a personal loan?

Not at all! There is no additional collateral or guarantors required to have your personal loan application approved.

How do I reach Clix for any other information on my loan?

Just call us on 0124-4545965 or 0124-3817400 between 9:30am-6:30pm from Monday to Saturday (except public holidays). Alternatively, you can also write to us at to resolve your queries around personal loan.

Sounds too good to be true?

Get in touch now and we’ll show you that simple, fast, and accessible personal loans are really possible!

Apply Now