Instant Personal Loan – Quick & Affordable Loans Up to 10 lakhs


What is an Instant Personal Loan?


Life is highly uncertain and full of surprises; you never know what’s in store for you at the next step. Picture this – you’re earning a decent living, have a home to call your own, drive a vehicle of your choice, and more; however, if you’re not confident in handling financial exigencies, your financial preparedness will be deemed as incomplete.


Whether it’s for a wedding that’s scheduled just a few weeks from today or to handle a medical emergency in the family – you’d require an instant personal loan to help you with additional funds in times of need. An instant personal loan helps you cater to diverse financial needs at times when you need immediate funds.


Irrespective of what your financial goals are – wedding, travel, higher education, home renovation/expansion, debt consolidation, or more; Clix Capital offers instant personal loans as a perfect match to your requirements. We believe in keeping the borrowing experience hassle free for our customers with disbursals as quick as 15 minutes!*


Clix Capital offers an affordable rate of interest on instant personal loans with flexible repayment tenor and quick approval process. Turn your wish list into reality with our instant personal loans; get quicker access to funds when you need them the most. Let’s get started!

Personal Loan in Noida

Types of Instant Personal Loan


An instant personal loan can be availed for any purpose, as there is no restriction on the end-use of the loan amount. Whether you want funds to finance a wedding, need funds for a big-ticket purchase, tending to a medical emergency, or more; you can avail an instant personal loan to meet diverse financial needs. Here are different types of instant personal loan:


    • Personal Loan for Medical Emergency – Don’t let medical emergencies get the better of you! You can avail an instant personal loan to meet costs arising out of medical treatments at the best rate of interest.
    • Personal Loan for WeddingAn average wedding in India does cost around 20-25 lakhs rupees easily and exhausting all your savings for that isn’t a good idea. You can avail an instant personal loan up to INR 10 lakhs at the best rate of interest to cover all wedding expenses.
    • Personal Loan for Debt Consolidation – You can avail a personal loan to consolidate all your existing debts into one larger debt. This can help you save on interest payments and avoid the hassle of managing multiple credit instruments (credit cards or loans of any kind) by merging all into a personal loan.
    • Personal Loan for Travel – If you’ve an itch for travel, we’ve got you covered. You can avail an instant personal loan to travel to your dream destination.
    • Personal Loan for Home Renovation – You can give your home a dream makeover by applying for an instant personal loan for home renovation/expansion/improvement by Clix Capital at an affordable rate of interest.
    • Personal Loan for Child’s Education – Finance your own or your child’s higher education with a personal loan for education


Apart from the reasons cited above, you can avail an instant personal loan for any personal or business reasons.

What are the Benefits of an Instant Personal Loan?


    • Quick Approval – Considering the way how instant personal loans work, there is less processing time involved. Upon submission, the loan application is quickly evaluated and approved if the criteria are met. This is a great choice for those looking for instant additional funds to meet a financial emergency.
    • Minimal Documentation – When a financial emergency arises, the last we would want is for you to run to arrange a pile of paperwork. Our instant personal loans operate in a digitized manner involving minimal paperwork. We’d only require KYC documents and basic income proofs to proceed. All such documents can be verified only without the need to upload anything.
    • No Collateral Required – Since it is an unsecured loan, there is no collateral required for loan approval. Resultantly, a hassle-free process doesn’t need any valuable asset to be set aside.
    • No Restriction on End-use – This is the best feature of an instant personal loan. You can use the funds to meet any personal requirement of your choosing. (except for any activities deemed illegal by rule of law, speculation, gambling activities)


What are the Eligibility Criteria for an Instant Personal Loan?


Availing an instant personal loan requires certain eligibility criteria to be met. Here’s what you’d need in order to be eligible for an instant personal loan:


    • You’re a residing citizen of India.
    • You’re between 21 years and 58 years of age.
    • Your net monthly income from all sources is INR 20,000 and above.
    • Your total work experience is at least 12 months and you have been employed in your current company for a minimum of 6 months.


What is the Interest Rate on Instant Personal Loan?


The interest rate on instant personal loan varies and is based on a couple of factors. Income of the borrower, credit score, previous credit repayment behavior, and the amount of loan applied for, to name a few. You can check out your estimated EMI with our Personal Loan EMI Calculator tool to have an idea about the rate of interest as well.


What Documents Do I Need to Apply for an Instant Personal Loan?


Here are the documents we’d need in order to proceed:


    • A passport size photograph
    • Government ID Proof (Aadhar Card/PAN Card/Voter ID)
    • Address Proof
    • Income Proof (latest 1 month pay slip or Form 16 from the current employer)


With the digitization of much of central identification databases. You can actually verify all these documents online without the need to upload anything!

We can take a picture for you while you complete your application too!


How Do I Apply for an Instant Personal Loan from Clix Capital?


If you’re faced with an emergent financial need, we’d love to extend you a personal loan to meet your obligations. If you meet the personal loan eligibility criteria, let’s get you started without any further ado.


All you have to do is follow the simple steps below to avail an instant personal loan from Clix Capital:


    • Click here to access the online loan application form
    • You’d be asked to verify your phone number by submitting an OTP.
    • Furnish your PAN details at the next step
    • Share your employment details.
    • Submit


If your application meets our eligibility criteria, our system will display a personal loan offer exclusively for you. On accepting the offer, just set your desired loan tenure and repayment information and the funds will be disbursed to your bank account within 15 minutes*.


For any queries, find us on Facebook, Instagram or Twitter

You can also reach out to us at or call us at +91-120-6465400



Benefits of personal loan

What Documents Do I Need to Provide?

Completed Application Form

  • We will provide you with a run-of-the-mill application form to detail out all the information we need before processing your personal loan request.

Passport-Size Photograph

  • This photograph should be fairly recent and indicative of your current physical appearance.

Identity (ID) Proof

  • This can be either your Aadhaar Card, PAN Card, or Government ID (if you happen to be a government employee).

Address Proof

  • Your Aadhaar Card is the go-to document here. In case your current address is not updated in Aadhaar card, one certified copy of any Official Valid Document (OVD) is required. These OVDs are either your Passport, Voter ID, or Driving License.

Income Proof

  • This comes in the form of your latest one-month pay slip or Form 16 for the current year.

How Do I Apply For Personal Loan online from Clix Capital?

application form
  • 1. Fill out the application form. It only takes 3 minutes to do so!
online chat
  • 2. Check out & approve applicable interest rate, tenure and EMIs
loan approved
  • 3. Congratulations! The personal loan is disbursed to your bank account.


How do I avail a Personal Loan from Clix?

Getting a Personal Loan from Clix is super easy. The quick online Personal Loan application takes only a few minutes to fill. We require you to provide the minimum necessary information. Simply accept the loan offer for instant disbursal.

Do I need any collateral to avail of a Personal Loan?

No. You do not need any collateral to get a Clix Personal Loan. Another thing of note, we will not ask for a guarantor, either. Our customer care representative is just a click away to help you out with any other question you may have.

How do I reach Clix for any other information on my loan?

Call us at +91-120-6465400 or mail us at to get the conversation started. We are available from Monday to Saturday, between 9.30 a.m. to 6.30 p.m., except for public holidays. Always happy to help our customers resolve doubts and queries!

How long does it take to get the loan disbursed?

Once you accept the loan offer, we disburse the loan amount within a few hours to a day max. To get the loan offer quickly, make sure you fill the form correctly.

Can I foreclose or prepay my Personal Loan?

Of course, you can foreclose or prepay your personal loan. Just FYI, we charge a small percentage on the balance amount as prepayment charges. Get in touch to know the charges applicable on your loan.

What are the Interest Rates on Personal Loans?

The rate is affected by many factors such as income, financial commitments, your Experian score, loan amount etc.

What are the loan tenure options for Personal Loans?

You can choose loan tenure options ranging from 12 months to 48 months. We suggest using our Personal Loan EMI calculator to choose a comfortable tenure.

What are the documents required for a Personal Loan?

Clix asks for only three documents when processing a Personal Loan. These are identity, residence and income proof. We accept Aadhaar Card, PAN card, passport, driving license, salary slips, form 16, etc.

What is the credit score required for a Personal Loan?

Individuals applying for a Personal Loan from Clix Capital should have an Experian credit score of 630 or above. Based on this score, we determine the loan amount, interest rate, and other loan terms and conditions. If you are looking for an instant Personal Loan with a low credit score, consider applying with a higher credit score co-applicant.

What are the uses of Personal Loans?

There are so many uses of Personal Loans. Some ways you can spend your Personal Loan are university or tuition fee, renovation of a home or office, wedding or travel expenses, meeting aspirational purchases, costs of medical emergencies, and more.

Sounds too good to be true?

Get in touch now and we’ll show you that simple, fast, and accessible personal loans are really possible!

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