Business Loan in Surat
Surat is referred to as the Silk City of India and is also a major manufacturer of diamonds. The city may have a confined infrastructure but is very much open to investment opportunities that are ideal for business.
Surat has seen a huge increase in the number of startups and small enterprises in recent years, and the demand for business loans in the city has gone up significantly. However, growing a business is quite a task and one that requires careful planning. Despite many options for availing a Business Loan , it still needs to be done with utmost care and awareness.
Clix Capital provides Business Loans in Surat that do not require collateral for approval, come with flexible repayment options, and at attractive interest rates. In just a few simple steps, you’ll have the loan to use however you see fit for your business.
Features and Benefits of Business Loan in Surat
Higher loan disbursal amounts
Getting high on life is the ultimate stage of self-actualisation, just like higher loan disbursals are for growing your business.
Faster and smoother disbursal
Everyone loves smoothies, so we made our loan disbursal smooth and fast as well.
Collateral-free loans
Having collateral is not always a necessity to avail loans.
Competitive interest rates
We like to keep things in your ‘interest’ and our interest rates are no different.
Extended loan tenure
Even if those dreaded deadlines can’t be extended, your loan tenure certainly can when it comes to Clix Capital’s Business Loans.
Quick approvals
Who doesn’t like some approval every now and then? And who has the time to wait around for getting some, eh? We give your loan application our approval as quickly as we can.
Is My Business Eligible for a Loan?
| Is there an age requirement for getting a loan? | Between 21-65 years. |
| If I want to get a loan for my business, how old should it be? | Ideally, it should be at least 3 years old! |
| Is it necessary to have a credit score? | Yes. A CMR score of 6 and a CIBIL of 700 are sufficient! |
| What should my business turnover be? | It should be a minimum of Rs. 1 Crore |
What will the Interest Rates look like for a Business Loan from Clix Capital in Surat?
The interest rates depend on many factors. One of them is your previous loan repayment history, the age of your business, your turnover and much more. At Clix Capital, we offer you competitive interest rates on Business Loans , which will never burden your pocket. If your company is 3 years old with an annual turnover of Rs. 1 crore, then your chances are higher to avail a Business Loan at the desirable interest rate you want.
What documents do I need to apply for a Business Loan in Surat?
When your KYC is updated with your Aadhaar and PAN, they will be verified online within a matter of minutes.The following documents will also be required.
Bank statement
Bank statement
- A bank statement covering the last 6 months will do the job!
Business registration proof
- This will tell us about your business’s requirements for you to avail the Loan.
Proprietor(s) PAN Card Copy
- A copy of the proprietor or owner’s PAN Card is needed for verification purposes.
Proprietor(s) Aadhaar Card Copy
- A copy of an Aadhar Card will do.
Partnership Deed Copy
- If applicable, the partnership deed copy should be attached for verification as well.
Company PAN Card Copy
- A copy of your Company’s PAN Card will also be required.
How Do I Apply For A Business Loan in Surat
Fill out
the application form.
It takes only 3
minutes!
Sit back and
relax! You are on
your way to secure a
business loan.
Frequently Asked Questions
How much time does it take to get credit evaluation done?
We work quickly. As soon as you complete the online application form, we will tell you about your eligibility for availing the Business Loan with us.
What are the repayment options available to me on a Business Loan in Surat from Clix Capital?
A loan tenure generally is 48 months for self employed individuals with us. However, you have the option to set your repayment tenure between 12-16 months as well.
On what basis will the sanctioned limit be determined?
Sanctioned limit is determined by your document verification, the age of your company, your annual turnover and your CIBIL and CMR score. All of this is mentioned here.
Are there any charges for the renewal of the cycle?
No. however, your interest rate is revised as per the revised cycle.
Are there any pre-closure charges for Business Loans in Surat from Clix Capital?
Yes, there are. But they are nominal and not very heavy on your pocket.
Click here and get ready for success
Apply now for simple, fast, and accessible loans for business from Clix.
