10 Lakh Personal Loan
A Personal Loan for Rs. 10 Lakh can be used for travel, marriage, home improvement or education. We know how tedious it can get. Even if you manage to qualify for a viable loan, the documentation process is long and will surely suck your enthusiasm dry by the end of it!
Clix Capital offers Rs. 10 Lakh Personal Loans for various needs: from travel, wedding, and education to medical emergencies. With minimal paperwork and no collateral (yes, you heard that right), Personal Loans from Clix are easy and quick, letting you experience financial freedom amidst any financial hurdles that come your way. At Clix, we try to make the experience all about YOU- you decide your repayment tenure and calculate the EMI using our Personal Loan EMI Calculator.
Personal Loan of 10 Lakhs for all your Needs!
Travel Loan
For all your Zindagi Na Milegi Doobara moments, Clix Capital’s Rs 10 Lakh Personal Loan is at your service.
Loan for Education
Focus on your education and not its finances with Clix Capital’s 10 Lakh Personal Loan!
Wedding Loan
Weddings are easy but they are stressful both planning and money-wise! Although we can’t plan your wedding, we can surely help you with money with our Rs. 10 Lakh Personal Loans!
Medical emergency Loan
We hope you never need us to meet medical needs, but if you do, we have you covered.
Home Renovation/ Expansion Loan
The home you’ve always wanted to live in is closer than you know with our Home Renovation/Expansion Loans.
Features and Benefits of Personal Loan 10 Lakh from Clix Capital:
- Fast Loan Disbursal
We understand the need for speed when it comes to loans and will do our best to approve and pay them as soon as possible. - Wide Ranging Loan Amounts
Clix allows you to get and get fully customizable loans up to Rs 10 Lakh. - Flexible Repayment Tenor
We take”my life, my rules” seriously and let you choose your payback period based on your needs and desires! - Easy Documentation
Don’t be overwhelmed by the avalanche of paperwork. With a few easily accessible documents, you can get loan approval. - The comfort of Finding an Affordable EMI
Unlike the economy, our EMIs are competitive and pocket-friendly, starting from 14.99%! - Hassle-Free Loan Processing
- Instant Approval and Disbursal
- Freedom to Use As You Wish
- No Need to Provide Any Collateral
- Easy Documentation
- Flexible Repayment
Eligibility Criteria for 10 Lakh Personal Loan
You need the fund, but are you good for them? Let’s find out!
| Is Age just a number? | No. If you are between 21 and 58 years of Age, you apply for a loan. |
| How much Loan Amount can I get? | You can get up to Rs. 10 Lakh. |
| What should be my Net Monthly Income? | A minimum of 20K per month with a tenure of at least 6 months in your current employment and 12 months of total professional experience. |
| Will my current loan EMI impact my eligibility? | Yes. Existing loans can reduce your quotient! |
| Do I need a credit score as well? | Yes. An Experian Score of 630 is required. |
Interest Rates for Rs 10 Lakh Personal Loan
The applicable interest rate for Clix loans is based on your Experian credit score, which must be at least 630, and the loan amount requested. Rental up to Rs. 10 Lakhs. Past loan EMI and repayment history also affect your ability to obtain a loan from us.
A person who meets the above conditions and is between the ages of 21 and 58 years old can apply for a personal loan. Our interest rates range from 18.50% to 29.99%.
What documents do I need to apply for a Personal Loan?
Completed Application Form
- We know you hate filling out Application Forms, but ours is just 3 minutes long, 2 if you’re brilliant at it! Clix’s Application Form just asks for the bare minimum. . Once you fill it out , you can see your eligibility e in a jiffy!After this, all you need to do is upload your documents for a teeny weeny bit of verification, these include:
Passport Size Photograph
- Once you are deemed worthy, oh we mean eligible- upload a soft passport-size photograph for us to gaze upon your face.
Identity Proof
- We don’t want to give you an identity crisis, but we just want to confirm it is indeed you after all. We’ll gladly accept an Aadhaar or PAN Card, or government IDs for government employees, as proof you are as real as you let. Once uploaded, you can move on, perhaps not in life but surely on to the next step.
Address Proof
- We want to know your location, not to stalk you but for verification. You can upload your Aadhaar Card, Voter ID, passport, or driving licence as address proof.
Income Proof
- Not only do we want to know your income, we also want to know how you get it.Help us help you and we’ll suggest better repayment and EMI options. You can use 3-month pay slips or your current year’s Form 16 as Income Proof.
How to Apply for a Rs 10 Lakh Personal Loan
- Go to Clix Capital website on your smartphone or laptop
- Select Personal Loans and click Apply Now
- Enter your phone number and confirm with OTP and PAN card number and click Next
- NBFC will immediately verify your personal information, after verification, occupation details
- Enter your occupation details such as employment type, company name, monthly income, company email ID
- Click Next, Wait for online verification
- After verification you will have a loan offer where you can choose your desired amount and EMI plan.
How Do I Apply For Personal Loan online from Clix Capital?
FAQs
What is the best way to apply for a Personal Loan?
How can I get a Rs. 10 Lakh instant Personal Loan?
I need 10 Lakhs urgently, how to get it?
You can quickly get a Rs 10 lakh loan with Clix Capital by filling the application form, checking your eligibility and uploading the necessary documents in just 3 minutes or less.
What are the factors that can affect ₹ 10 Lakh Personal Loan EMI?
Factors like your age, your experian credit score, document verification and your previous loans affects your Personal Loan EMI. You can check the table below.
| Is Age just a number? | No. If you are between 21 and 58 years of Age, you apply for a loan. |
| How much Loan Amount can I get? | You can get up to Rs. 10 Lakh. |
| What should be my Net Monthly Income? | A minimum of 20K per month with a tenure of at least 6 months in your current employment and 12 months of total professional experience. |
| Will my current loan EMI impact my eligibility? | Yes. Existing loans can reduce your quotient! |
| Do I need a credit score as well? | Yes. An Experian Score of 630 is required. |
What is the interest rate levied on a Rs. 10 Lakh Personal Loan?
Our interest rates start from 18.99% and will depend on your eligibility as well.
Sounds too good to be true?
Get in touch now and we’ll show you that simple, fast, and accessible personal loans are really possible!