...MSME

How can self-employed individuals maximize their chances of getting a home loan?

Mehek is a 36-year-old freelance designer, and now, she believes it’s time to buy a house. Her income is stable and her career is booming — making her confident of handling the financial responsibilities that come with a home loan. She has been to several banks to apply for a loan,...

How Digitalization is Helping MSMEs Access Finance for Growth?

Earlier this year, the retail industry was buzzing with the news of Walmart’s acquisition of Flipkart for a massive 16 billion dollars. Around the same time, a retail store in Delhi sought a 50 lakh-loan to expand their business — but we’re guessing you didn’t know about that, and we can’t...

Digitization MSME

Six Ways of Raising Working Capital for Businesses

Working capital is what fuels every business. And the mantra behind having sufficient funds is to strike the right balance between your assets and your liabilities. The challenge that most organizations face is in keeping the scale tipped towards their assets and maintaining a healthy credit rating. So read on to...

Working Capital