Personal Loan for Travel

Planning your dream vacation can be quite a liberating affair; that is until you find yourself blocked by a major hurdle or a lack of funds. At this point, you might understandably find yourself planning your travel in a more budget-friendly fashion.

 

However, is that really required? It’s time to pamper your itchy feet with Clix Capital’s personal loan for travel that makes it easy to get the funds for your next holiday. Whether you want a break from work and go for a family holiday, or embark on a solo trip or plan a honeymoon, personal loan for travel would reflect in your bank account in a snap.

 

With Clix Capital’s personal loans for travel up to INR 25 lakhs, you can satisfy your wanderlust and explore different places, cultures, and cuisines, and manage your entire trip expenses like ticket bookings, hotel accommodation, food, transportation and much more. A personal loan for travel is a type of unsecured personal loan that you can avail for financing your vacation. This loan does not require any collateral and can be availed at a low interest rate. So, Disneyland, Europe or the Himalayas? Your dream vacation doesn’t have to remain a fantasy anymore. Explore to your heart’s content with a travel loan!

Apply Now

How do I check my eligibility for a personal loan for travel from Clix?

Travel Loan

What Documents Do I Need To Provide?

Completed Application Form

  • We will provide you with a run-of-the-mill application form to detail out all the information we need before processing your travel loan request.

Passport-Size Photograph

  • This photograph should be fairly recent and indicative of your current physical appearance.

Identity (ID) Proof

  • This can be either your Aadhaar Card, PAN Card, or Government ID (if you happen to be a government employee).

Address Proof

  • Your Aadhaar Card is the go-to document here. In case your current address is not updated in Aadhaar card, one certified copy of any Official Valid Document (OVD) is required. These OVDs are either your Passport, Voter ID, or Driving License.

Income Proof

  • This comes in the form of your latest one-month pay slip or Form 16 for the current year.

*Please note that while only scans or photocopies of your documents are required while applying for a loan, you might want to carry original documents in case of verification. Approving the loan application is at the sole discretion of Clix; we might ask for further documents for a more thorough assessment of your loan.

How Do I Apply for A Personal Loan for Travel?

Fill the form
1. Fill our application form. It only takes 3 minutes to do so!
Answer your phone
2. Our customer representative will talk to you for a quick chat.
Hooray
3. Congratulations! You’re on your way to secure a personal loan for travel!

Questions?

How do I avail a personal loan for travel from Clix?

There’s a space at the top and bottom of this page to put in your phone number. Just provide the same and our customer representative will speak with you shortly to get a personal loan for travel online!

What will be the tenure, down payment, EMI, and interest rate for my vacation loan?

At Clix Capital, you can choose from customised repayment (EMI) and down payment options. However, the interest rate of your travel loan depends on various factors, such as the specifics of your application (including metrics like date and income). We’ll tell you the final applicable interest rate once we go through your application form and all supporting documents.console.log(11111)

Do I need any collateral to avail the personal loan for travel?

Not at all! There is no additional collateral or guarantors required to have your vacation loan application approved.

How can I make my EMI payments for Clix Capital electronically?

Clix Capital accepts payments through a number of electronic modes, such as Rupay powered debit card, UPI (BHIM-UPI), and UPI QR Code (BHIM-UPI QR Code).

How much credit score should I have to apply for Clix Capital’s travel loan?

We offer loans to applicants who have a minimum credit score of 725. If you have a credit score lower than that, try to improve it before making your loan application.

When I take a personal loan, should I opt for a longer loan term or a short one?

The loan term that you choose largely depends on your income and repayment capacity. Longer loan term means smaller EMIs but higher interest amount, while shorter loan term means bigger EMIs but lower interest amount. Ideally, your EMIs should not consume more than 30-40% of your monthly income. So, think about how much you can pay each month and choose your loan term accordingly.

Can I use personal loan for travel for international vacations?

Yes. Once your loan is approved, you are free to use it the way you like, whether you want to travel within India or abroad.

I have an existing loan to repay. Can I still get a loan from Clix Capital?

Yes. You can still apply for a personal loan for travel with Clix Capital. However, your EMIs and eligibility may be affected due to your current loan.

I’ve just joined a new job. Can I get a personal loan?

Clix Capital gives personal loans to salaried individuals who have been working in their current job for at least 6 months. So, if you have just joined, you do not meet our eligibility requirements.

How can I reach out to Clix for any other information on my travel loan?

Just call us on 0124-4545965 or 0124-3817400 between 9:30am-6:30pm from Monday to Saturday (barring public holidays). Alternatively, you can also write to us at hello@clix.capital to resolve your queries around the concept of a holiday loan.

Click here to make your dream vacation a reality

Apply now for a simple, fast, and accessible personal loan for travel from Clix!

Apply Now