Personal Loan for Travel
Planning your dream vacation can be quite a liberating affair; that is until you find yourself blocked by a major hurdle or a lack of funds. At this point, you might understandably find yourself planning your travel in a more budget-friendly fashion.
However, is that really required? It’s time to pamper your itchy feet with Clix Capital’s personal loan for travel that makes it easy to get the funds for your next holiday. Whether you want a break from work and go for a family holiday, or embark on a solo trip or plan a honeymoon, personal loan for travel would reflect in your bank account in a snap.
With Clix Capital’s personal loans for travel up to INR 10 lakhs, you can satisfy your wanderlust and explore different places, cultures, and cuisines, and manage your entire trip expenses like ticket bookings, hotel accommodation, food, transportation and much more. A personal loan for travel is a type of unsecured personal loan that you can avail for financing your vacation. This loan does not require any collateral and can be availed at a low interest rate. So, Disneyland, Europe or the Himalayas? Your dream vacation doesn’t have to remain a fantasy anymore. Explore to your heart’s content with a travel loan!
Here’s What Clix Has To Offer!
Loans From Rs. 50 Thousand to 10 Lakhs
With an ample amount of funds through our holiday loans, you’ll never have to think twice before choosing your dream destination.
Customised Repayment Options
Our flexible loan repayment periods of anywhere between 12 to 48 months, ensure that your vacation is pocket-friendly.
Easy And Quick Approvals
With our timely approvals and quick disbursals, you’ll be able to book your tickets long before prices inevitably shoot up.
How Do I Check My Eligibility for a Personal Loan for Travel from Clix Capital?
A personal loan for travel is collateral-free. Legal assets are not required to avail this loan.
There is no need to visit any lender personally to avail a personal loan for travel. It’s all just a click away at Clix. Apply online and sit back, while we do the paperwork. It’s that easy!
With the advent of digital technologies, very few documents are required.
Flexible Loan Tenure
You can choose from a loan period of 1 to 4 years to repay the loan.
Once approved, the loan amount will be deposited to your bank account within 2-3 days.
How can a Personal Loan for Travel from Clix Capital Help?
A Personal Loan for Travel is designed to help you afford the holiday of your dreams and meet several requirements – air tickets, hotel booking, shopping, or funding adventure activities and other tours.
Here’s what Clix Capital has to Offer!
Avail for a Personal Loan for travel from INR 50 thousand to 10 lakhs
Our personal loan for travel provides you with ample funding to take care of your requirements with the greatest of ease.
Easy & Quick Approvals
With our timely approvals and quick disbursals, you’ll be able to fund your monetary requirements at the drop of a hat.
Customized Repayment Options
Our flexible repayment periods of anywhere between 12 to 48 months ensure that you face no hassles in repaying your loan.
How Do I Apply for a Personal Loan for Travel?
Applying for a personal loan for travel at Clix Capital is super easy. The entire loan application process is digitized and takes only 2 to 3 minutes. Just follow the simple steps explained below:
– Fill out the ‘Personal Loan for Travel’ application
– Share a few details about yourself
– Congratulations! Your Personal loan for travel application is underway and if everything is in order, our customer support executive will contact you for a quick chat and you will receive an approval message from us!
Eligibility for a Personal Loan for Travel from Clix Capital
– Minimum and Maximum Age: 21 – 58 Years
– Personal Loan for Travel Amount: Up to INR 10 lakhs
– Net Monthly Income: For a salaried employee who is employed in the current company for 6 months and has a total professional experience of at least 12 months
– Monthly Earning: A minimum income of INR. 20, 000 per month
If you meet the above qualification criteria – you’re eligible!
What Documents Do I Need To Provide?
– Completed Application Form
– Passport-size Photograph
– ID Proof
– Address Proof
– Income Proof
Travelling in the form of a family holiday or a honeymoon is a dream-come-true for most of us. Apply for a Personal Loan for Travel from us today and get ready for a memorable trip!
Just call us on our toll-free number at +91-120-6465400 between 9:30 am – 6:30 pm from Monday to Saturday. Alternatively, you can also write to us at email@example.com to resolve your queries around a personal loan for travel.
What Documents Do I Need To Provide?
We’re almost paperless (yes, really) but will need a few documents to process your holiday loan application:
Completed Application Form
- We will provide you with a run-of-the-mill application form to detail out all the information we need before processing your travel loan request.
- This photograph should be fairly recent and indicative of your current physical appearance.
Identity (ID) Proof
- This can be either your Aadhaar Card, PAN Card, or Government ID (if you happen to be a government employee).
- Your Aadhaar Card is the go-to document here. In case your current address is not updated in Aadhaar card, one certified copy of any Official Valid Document (OVD) is required. These OVDs are either your Passport, Voter ID, or Driving License.
- This comes in the form of your latest one-month pay slip or Form 16 for the current year.
*Please note that while only scans or photocopies of your documents are required while applying for a loan, you might want to carry original documents in case of verification. Approving the loan application is at the sole discretion of Clix; we might ask for further documents for a more thorough assessment of your loan.
How Do I Apply for a Personal Loan for Travel?
2. Check out & approve applicable interest rate, tenure and EMIs
How do I avail a personal loan for travel from Clix?
There’s a space at the top and bottom of this page to put in your phone number. Just provide the same and our customer representative will speak with you shortly to get a personal loan for travel online!
What will be the tenure, down payment, EMI, and interest rate for my vacation loan?
At Clix Capital, you can choose from customised repayment (EMI) and down payment options. However, the interest rate of your travel loan depends on various factors, such as the specifics of your application (including metrics like date and income). We’ll tell you the final applicable interest rate once we go through your application form and all supporting documents.
Do I need any collateral to avail the personal loan for travel?
Not at all! There is no additional collateral or guarantors required to have your vacation loan application approved.
How can I make my EMI payments for Clix Capital electronically?
Clix Capital accepts payments through a number of electronic modes, such as Rupay powered debit card, UPI (BHIM-UPI), and UPI QR Code (BHIM-UPI QR Code).
How much credit score should I have to apply for Clix Capital’s travel loan?
We offer loans to applicants who have a minimum credit score of 630. If you have a credit score lower than that, try to improve it before making your loan application.
When I take a personal loan, should I opt for a longer loan term or a short one?
The loan term that you choose largely depends on your income and repayment capacity. Longer loan term means smaller EMIs but higher interest amount, while shorter loan term means bigger EMIs but lower interest amount. Ideally, your EMIs should not consume more than 30-40% of your monthly income. So, think about how much you can pay each month and choose your loan term accordingly.
Can I use personal loan for travel for international vacations?
Yes. Once your loan is approved, you are free to use it the way you like, whether you want to travel within India or abroad.
I have an existing loan to repay. Can I still get a loan from Clix Capital?
Yes. You can still apply for a personal loan for travel with Clix Capital. However, your EMIs and eligibility may be affected due to your current loan.
I’ve just joined a new job. Can I get a personal loan?
Clix Capital gives personal loans to salaried individuals who have been working in their current job for at least 6 months. So, if you have just joined, you do not meet our eligibility requirements.
How can I reach out to Clix for any other information on my travel loan?
Just call us on +91-120-6465400 between 9:30am-6:30pm from Monday to Saturday (barring public holidays). Alternatively, you can also write to us at firstname.lastname@example.org to resolve your queries around the concept of a holiday loan.