Avail a Rs. 1 Lakh Personal Loan Like A Boss
A Personal Loan of Rs. 1 Lakhs can be used for various purposes like travel, home renovation, wedding, education, and even medical emergencies. Our 100% digital loan process makes it easier for you to avail Personal loans from anywhere, anytime.
Clix Capital offers Rs. 1 Lakhs Personal Loans with minimal documentation and no collateral to salaried professionals. We strive to help YOU achieve financial freedom by infusing technology into finance.
At Clix Capital, it is all about YOU!
We Have a Bevy of Personal Loan Offerings!
Your Goa plan is no longer a dream with Clix Capital’s Rs.1 lakhs Personal Loan.
Loan for Education
Your professional expertise course is just a click away! Avail Rs. 1 lakh Personal Loan for Education at Clix Capital and advance faster than your colleagues!
No one will disrupt your London Thumakda moment with Clix Capital’s Wedding Personal Loan.
Medical emergency Loan
We always wish you the best of health, but if you face any medical needs, feel free to apply for our medical emergency loan.
Home Renovation/ Expansion Loan
Saw cool home renovation ideas on Pinterest? Make them yours with Clix Capital’s Home renovation/Expansion Loan.
Features and Benefits of Personal from Clix Capital
- Hassle-Free Loan Processing
Why take hassles for a loan when life already has hassles? Apply easily for loans with Clix Capital.
- Instant Approvals and Disbursals
Waiting can be tiring, so we approve and disburse loans quickly for you!
- Freedom to Use As You Wish to
Be it travel, education, or weddings, you use your loan amount as, when, and wherever you want! Of course, it needs to be legal!
- No Need to Provide Any Collateral
Your belongings are precious and valuable. We don’t want you to live with the stress of losing them. So, we offer collateral-free loans at Clix Capital.
- Easy Documentation
Minimal documentation, and voila, your loan is approved!
- Flexible Repayment
At Clix Capital, you decide your repayment tenure! You have the power to decide how you borrow!
Eligibility Criteria for 1 Lakh Personal Loan
You need the funds, but have you got the brownie points too? Let’s find out!
|Is Age just a number?||No. You can apply for a loan between 21 and 58 years of age.|
|How much Loan Amount can I get?||You can get up to Rs. 10 Lakh|
|What should be my Net Monthly Income?||A minimum of 20K per month with a tenure of at least 6 months in your current employment and 12 months of total professional experience.|
|Will my current loan EMI impact my eligibility?||Yes. Existing loans can both positively and negatively impact your quotient.|
|How much credit score do I need?||You need a minimum Experian Score of 630.|
Interest Rates for 1 Lakh Personal Loan
The applicable interest rate for Clix Capital on Rs.1 Lakh Personal Loan is based on your Experian credit score, which must be at least 630. Past loan EMIs and repayment history might also affect your ability and interest rates while obtaining a loan from us. Any person between the ages of 21 and 58 who meets our eligibility criteria can apply for a Personal Loan. Our interest rates are competitive and ensure you don’t need to compete for funds anywhere.
What Documents Do I Need to Provide?
Completed Application Form
- Fill out the application form similar to the online movie quizzes you play!
Passport Size Photograph
- A pretty picture of yours so that we know how you look!
- It’s not the KGB here, but your identity is important to us. We’ll gladly accept an Aadhaar card, PAN Card, or government ID for government employees as proof.
- We aren’t stalkers, you know, but for verification, we want to know your location! You can upload your Aadhaar Card, Voter ID, passport, or driving license as address proof.
- We do not want a treat from you, but we need to know if you can repay us on time. It also helps us to provide better EMI and repayment options to people with higher salaries. You can use the last 3-month pay slips or your current year’s Form 16 as Income Proof.
How to apply for a Personal Loan of 1 Lakh Personal Loan
Applying for an Rs. 1 Lakh Personal Loan with Clix Capital is an easy-peasy task! Just a few steps, and your loan is approved!
- Visit our Personal Loan Page and click apply now
- Enter your phone number to verify it via OTP
- Fill in personal details including your Gender, Name, Email ID, Pin Code, Locality Name, and PAN Card Number and press Continue
- We will verify your Personal information instantly, and when verified would ask you for your Professional details.
- Fill in professional details, including your Employment Type, Company Name, Monthly Income, and Company Email ID.
- Click on Continue and wait for online verification.
- Once verified, you will get a loan offer, and you can select the amount and EMI plan you need.
- Accept the loan offer and get a quick disbursal.
How to Apply for a 1 Lakh Personal Loan
Frequently Asked Questions
What is the best way to apply for a Personal Loan?
The best way to apply for a loan is to get it through Clix Capital. With us, you get perks like minimal documentation, competitive interest rates, and a seamless online loan disbursal process.
What is the maximum amount of Personal Loan I can borrow from Clix Capital?
You can get a loan up to Rs. 10 Lakhs with Clix Capital. You must have all the required documentation for the same.
What documents are required when applying for a Personal Loan?
When your KYC is updated with your Aadhaar and PAN, you don’t need to upload or submit the documents. In other cases, you require the following documents while applying for the Personal Loan with Clix Capital:
- Identity proof like Aadhaar Card or PAN Card, or government ID for government employees
- Address proof like Aadhaar Card, Voter ID, passport and driving license
- Income proof, including your 3 month’s pay slip or current year’s Form 16
Are extra charges applicable when applying for a Personal Loan?
No. No extra charges are applicable while applying for a Personal Loan with Clix Capital!
How much time does it take for a Personal Loan to be disbursed?
Once you complete the application process, we will quickly verify your details and disburse the loan amount quickly once the loan is approved.
Sounds too good to be true?
Get in touch now and we’ll show you that simple, fast, and accessible personal loans are really possible!