Life is uncertain and a medical emergency cannot be predicted. Along with health worries and the burden of paying hospital bills makes many of us restless and anxious. Instead of giving our undivided attention to the medical need of the person, our attention gets divided across managing different aspects of the emergency.
Having easy access to the right financial sources is the key to managing everything that is needed to provide the best care.
Personal Loans are Instant Stress Busters
Our savings and insurance money cover may not be sufficient to meet the financial needs of a big medical emergency. However, there are ways to arrange for a personal medical emergency loan. When it comes to medical assistance, you want to bring in the best medical amenities without leaving any stone unturned.
This is where a personal loan for a medical emergency comes in handy. It is the perfect answer for dealing with shocking circumstances. Availing personal loans provide you with the needed flexibility to use funds anywhere as an expense. It can cover expenses for medical-related operations, treatments, injuries, etc.
1. No security or assets are needed
First of all, a loan could be both secured and unsecured but with Clix Capital, your reputed and friendly loan provider, medical loans are unsecured. It means that during major health emergencies; you do not have to burden yourself by pledging an asset while taking an emergency loan. Clix Capital offers unsecured medical loans and you can obtain them based on your income and repayment ability.
2. Meets your financial needs in real-time<
Time is the most crucial aspect during an emergency loan and one needs to act fast to be there with their loved one as well as arrange for funds. During medical or other emergencies, you can apply for a medical emergency loan online from wherever you are, whether home or hospital. Just fill out the medical loan application form along with minimal paperwork and receive your loan amount quickly straight into your bank account.
3. Ample amount for various medical needs
The medical loan offered by Clix Capital takes care of everything you need to meet your emergency expenses. Emergency hospitalisation, tests & check-ups, medicines, surgeries, etc. can lead to a huge bill amount. Some of these expenses might require an advance payment as well. You don’t have to compromise on any of the treatment factors. Clix Capital offers personal loans of up to INR 10 lakhs. You have the full flexibility in spending this loan amount at your discretion. Without any second thoughts, you can use it for any medical needs that might occur.
4. Repay at your convenience
With a long repayment period between 12 to 48 months and the lowest interest rates, paying back the medical loan to Clix Capital is not even slightly financially draining. Moreover, the online personal loan EMI calculator also helps you plan your EMI pay-outs. This helps in keeping your EMIs within budget and tackling the medical challenges without any stress.
5. Leaves your savings untouched
During any emergency we immediately turn towards our savings but what if someone does not have that kind of savings? It is wise to act fast and opt for a medical emergency loan that will help you save time and money. You can always use your savings for the future because repaying a low-interest rate loan amount to Clix Capital is far easier and stress-free.
Now that you know you are well-versed on how beneficial a medical emergency loan is, you can apply for it digitally after checking some essential medical loan eligibility criteria. To expedite the process, you can check your pre-approved offer from Clix Capital, based on your credit score. This enables you to apply for a loan hassle-free and get funds faster into your account in just a click.
Who is Qualified for an Emergency Loan from Clix Capital?
Clix Capital, one of the best Non-Banking Financial Companies in India will instantly approve your medical loan application if you meet the below mentioned criteria.
- You should be 21 to 58 years of age.
- You must be a citizen of India.
- You should be a salaried person earning a salary of at least ₹ 20,000 every month.
- You should be working with your current employer for at least 6 months, and you should have a total work experience of at least 12 months.
Steps to Apply for an Emergency Loan
If you fulfil the medical loan eligibility conditions, you can avail of a personal loan for a medical emergency by following these easy steps:
- Visit the Clix Capital website
- Check your credit score and certify that it is more than 630 as per Experian.
- Fill up the online loan application form.
- Get your loan documents proved online, which takes just a few minutes. Still, if your KYC is not updated, you will have to present some essential details.
- Once you receive your loan approval, accept the loan offer.
- Activate the e-mandate for regular EMI payments on time.
At Clix Capital, a medical emergency loan is designed for hassle-free application and quick approval and disbursal. The personal loan application process includes minimal procedures, and you can complete the whole process online.
We offer the lowest interest rate personal loan of up to ₹ 10 lakhs with flexible repayment terms. Apply now and get your loan quickly to get the best medical facilities in time.