...Personal

Pre-approved loans – what do they mean for you.

Does the term pre-approved loans sound familiar to you? It’s very possible that this might be the case – after all, you would most likely have received an email or SMS from a financial institution at some point in your life congratulating you on your eligibility for a pre-approved loan. If...

How Pradhan Mantri Awas Yojana (PMAY) can reduce your Home Loan EMIs

In an aim to provide affordable housing to a certain section of the population in India, Narendra Modi announced the Pradhan Mantri Awas Yojana (PMAY) initiative in June 2015. The main aim of this initiative is to provide “Housing for All” with the construction of 2 crore houses by the year...

How to claim tax benefits on Joint Home Loans

A joint home loan is a great way for homeowners to share the debt burden while also increasing the overall loan amount they’re eligible for. One of the major advantages of taking a joint home loan is the tax benefits that can be enjoyed with this service. A maximum of six...

Housing Loans 101: Everything You Need to Know

Owning a house is one of the foremost items on every person’s wishlist. However, since this inevitably calls for a big-ticket investment, most people face some trouble in making this dream a reality. Owning a house is a dual investment because it allows you to get the benefit of capital appreciation...

Want to take a personal loan? Look no further than Clix Capital

According to a report by TransUnion, the FinTech Revolution has accelerated the expansion of the Indian consumer credit market – namely, in the unsecured lending categories of credit cards, personal loans, and consumer durable loans. In terms of numbers, these categories grew by a whopping 31.8% in Q4 2018 – a...

Top 5 ways in which digital transformation is impacting the finance industry

The impact of digital transformation is making waves across a multitude of industries. From propelling growth to streamlining services, there’s no end to the sheer impact of this wave of modernization. The financial industry is no stranger to this development, with a combination of new business models, FinTech, cryptocurrencies, and data...