...Housing

How Pradhan Mantri Awas Yojana (PMAY) can reduce your Home Loan EMIs

In an aim to provide affordable housing to a certain section of the population in India, Narendra Modi announced the Pradhan Mantri Awas Yojana (PMAY) initiative in June 2015. The main aim of this initiative is to provide “Housing for All” with the construction of 2 crore houses by the year...

How to claim tax benefits on Joint Home Loans

A joint home loan is a great way for homeowners to share the debt burden while also increasing the overall loan amount they’re eligible for. One of the major advantages of taking a joint home loan is the tax benefits that can be enjoyed with this service. A maximum of six...

Housing Loans 101: Everything You Need to Know

Owning a house is one of the foremost items on every person’s wishlist. However, since this inevitably calls for a big-ticket investment, most people face some trouble in making this dream a reality. Owning a house is a dual investment because it allows you to get the benefit of capital appreciation...

Attain the funds to purchase your dream house with a home loan

“A home is a personal asset that everyone dreams of owning at some point in their lives.” Home loans provide aspirants with a golden chance to have their very own slice of real estate since the entire sum doesn't have to be provided in one go. Home loans are the most...

Planning to Buy a Home? Here’s Why A Loan is Your Best Bet.

Buying a home is an important milestone for many, but any aspiring homeowner might think twice before making a purchase once they look at the prices. Thankfully, the lack of funds is not a deterrent to purchasing a home anymore – banks and financial institutions understand this need and are allowing...

How can Self-Employed Individuals get Loans for New Homes?

Akanksha, a 36-year-old freelance designer, decided that it was time for her to buy a house. She had a fairly stable source of income with minor deviations, making her more confident in the decision that she could easily handle the financial requirements of a housing loan. However, the banks that she...