Balance Transfer and Top-up Car Loan
Increasing interest rates on your car loan bringing you down? There’s no need to worry. All you have to do is transfer your existing loan to Clix and steer your way to peace of mind!
Here’s what we have to offer
Competitive interest rates
Our low rates give other lenders a run for their money — try us, don’t just take our word for it!
Top-up your loans
Missed a few details in your excitement and need more cash? We’ll give you a 1.5x top-up on your existing loan amount.
Customized repayment
WJust enjoy your long drives, and choose from our flexible loan tenures from 12–60 months.
How do I check my eligibility for a balance transfer or top-up car loan from Clix?
If you are:
-Over 18 when applying for the loan, and under 65 at the end of the loan tenure
-A salaried employee or self-employed individual with a minimum professional experience of 24 months
-Maintaining a clear repayment track of minimum 12 months
-Having your own house or a parental house
You’re eligible!
What documents do I need to submit with my balance transfer and top-up loan application?
We’re almost paperless (yes, really) but will need a few documents to process your application:
Completed application form
A recent passport-size photograph
Identity (ID) Proof (any one):
- Aadhaar card, Passport, Voter ID, Ration Card, Driving License, PAN card or Government ID (for government employees)
Address proof:(any one)
- Any of the ID proof or your last 2 months’ utility bills
Income Proof
For Salaried Individuals:
- Copy of latest Form 16
- Copy of last 3 months’ salary slips or bank account statements with salary credits
For Self-Employed:
- Copy of the most recent Income Tax Return form
Vehicle RC copy
Loan track statement from current lender
*Please note that while only scans or photocopies of your documents are required while applying for a loan, you might want to carry original documents in case of verification. Approving the loan application is at the sole discretion of Clix; we might ask for further documents for a more thorough assessment of your loan.
Here’s how you do it
It takes only 3 minutes!
Have a quick chat with our rep.
You have a car loan!
Questions?
How do I transfer the balance of my car loan to Clix?
All you need to do is just Clix here!
How much finance can I avail for my car’s balance transfer?
You can get a loan for up to 150% of the car evaluation value.
What will be the tenure, EMI, and interest rate for my loan?
At Clix, you can choose from customized repayment (EMI) options. But the interest rate depends on factors such as the specifics in your application like age and income. We’ll tell you the final applicable interest rate once we go through your application form and supporting documents.
Do I need any collateral to avail the balance transfer and top-up car loan?
Nope. We don’t need any additional collaterals or guarantor for your loan.
Are there any brands that cannot be financed?
Well, yes. But that’s only because we want you to have the best! We don’t finance certain discontinued and unpopular models.
Are there any brands that cannot be financed?
Well, yes. But that’s only because we want you to have the best! We don’t finance certain discontinued and unpopular models.
P.S. Age of the car is also a factor in a pre-owned or used car loan.
How can I reach out to Clix for any other information on my loan?
It’s as easy as our loan applications!
Just call us on 0124-4545965 or 0124- 3817400 between 9:30 am and 6:30 pm from Monday to Saturday (except public holidays, of course) or write to us at: hello@clix.capital
Click here to easily top up or transfer your loan!
Apply now for a simple, fast, and accessible balance transfer or top-up car loan!
