Clix > Finance > This Holi Burn All Your Financial Worries with These 5 Loan Products

This Holi Burn All Your Financial Worries with These 5 Loan Products

Clix March 15, 2021


With the onset of spring, the world around us starts filling up with colors, and Holi, the Festival of Colors, makes the surroundings even more colorful. As you light the bonfire of Holika and celebrate the festival with your family and friends. But if you are going through difficult financial times, you may not be able to enjoy a happy and stress-free Holi. So, make use of loan products this Holi and burn your financial burden instantly.


Manage your finances the smarter way with these loan products. While business owners can look forward to expand their empire with a business loan, those aspiring to own a home can opt for a home loan. Other expenses like wedding, travel, education, home renovation, debt consolidation, used car purchase, medical emergency, and others can be paid off by taking a personal loan. Find a one-stop platform to avail all these financial solutions and much more.

Burn all your financial burden this Holi with any of the following loan products offered by a reputed lender in India.

1.    Personal Loan

Are too many loans weighing you down? Wish to go on a vacation, but financial constraints are deterring your plans? Do you require funding for education? You may avail personal loans for different purposes in no time. These are collateral-free loans that you can use to consolidate your debts, renovate your house, plan an international trip, or pay bills for a medical emergency.

At Clix Capital, you can avail a personal loan of up to ₹ 25 lakhs if you are 25 to 58 years of age and earn at least ₹ 25,000 per month with a stable job. The repayment tenure ranges from 12 to 48 months, and you don’t need to provide any collateral or guarantor to avail a personal loan. Once you submit your loan application, your loan can be disbursed as quickly as 15 minutes*.

2.    Business Loan

Business loan can be the best financial solution for entrepreneurs geared up for their business expansion this Holi. Whether you are planning to purchase new equipment, increase inventory, open a new branch, or you need working capital to meet your day-to-day business operations, you may apply for a small business loan from a reputed lender. It is an unsecured loan that required no security or collateral. Depending on your requirement, you can choose a term loan or a working capital loan for your business.

Clix Capital sanctions such loans of ₹ 5-50 lakhs to businesses that have been in the industry for minimum 3 consecutive years with a turnover of at least ₹ 1 crore. The applicant needs to be 21-65 years of age. If you have a credit score of over 750, if you have your audited financial statements for 2 years, and if you have your financial papers in order, you are eligible to apply for the loan.

3.    Home Loan

If you have always dreamt of buying a house but could never save such a big amount, a home loan brings to you an opportunity to make your dream come true this Holi. Avail a home loan with attractive interest rates and flexible loan terms this festive season.

Clix Capital offers a home loan of up to ₹ 2 crore, with repayment term extending up to 25 years. You may secure this loan against the property you are purchasing and even receive tax benefits under the PMAY scheme. A salaried or self-employed individual between 18-65 years of age can apply for a home loan, provided that he/she has a combined household income of ₹ 3 lakhs per annum. You can avail a home loan not only to purchase a new home, but also to improve your existing home, purchase a plot for self-construction, or a top-up loan on your existing home loan.

4.    Loan Against Property

If you require funds to expand your business, purchase new equipment, fund a wedding, or send your child for higher education, then a Loan Against Property can be the right solution. This is a secured loan that allows you to use equity hidden in your property. The borrower needs to mortgage their property or asset as collateral for this loan type.

At Clix Capital, you can take a loan of up to ₹ 1.5 crore, depending on your property’s value. If you are minimum 22 years of age and a salaried or self-employed individual, you are eligible to apply for a Loan Against Property, provided that your annual household income is minimum ₹ 3 lakhs. The interest rates are floating, and you can take the loan for up to 15 years.

5.    Loan Against Electronic Payments

If you accept electronic payments for your business, you can avail a Loan Against Electronic Payments against these payments. Such a loan gives you instant access to funds, allowing you to grow your enterprise with each swipe. Since your sales are recorded through your swipe machines every day, you don’t need to pay any bulky EMIs. This financing option is great for short-term credit needs of your business.

For Clix Capital’s LAEP, you must be an Indian firm with minimum 24 months of business vintage. Apart from that, you must be using the PoS machine for at least one year, and a minimum volume of card sales of ₹ 2 lakhs per month.

Clix Capital is a leading marketplace serving financial services in India. With all the loan products mentioned above, you can choose the best one that can satisfy your financial requirements this Holi. We also offer easy-to-use tools like EMI calculators and credit score checker to make the loan selection process easier and faster for you.

Wishing you and your family a very Happy Holi 2021!

~Team Clix Capital

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You can also reach out to us at or call us at 1800 200 9898

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