Clix > Personal > Reasons To Choose Personal Loan for Wedding to Finance Your Big Day In 2022

Reasons To Choose Personal Loan for Wedding to Finance Your Big Day In 2022

Clix January 3, 2022



A wedding is one of the most important events in an individual’s life. Who doesn’t wish to have a big fat wedding! People tend to invest their life’s savings to make the best arrangements on this special day. However, some prefer keeping the wedding simple. Irrespective of whether you plan to organize a grand celebration or keep it a small affair, there are costs that one cannot ignore. It’s not possible to anticipate the total expenditure you might have to incur at your wedding. What you can do is come up with an estimated budget and apply for wedding loans from reputed lenders to make sure you don’t run out of funds midway.

This guide discusses marriage loans in detail and enlists are a few tips with which you can efficiently manage your marriage expenses for your big dream wedding in 2022. Let’s first understand what a marriage loan is all about.

What is a wedding loan?

If you are worried about how to afford all expenses related go to your wedding, applying for wedding loans is the most sensible option. If you don’t intend to use your savings, borrowing a personal loan for a wedding is the best solution one can opt for. Wedding loans are unsecured loans offered by NBFCs and have especially been designed for specific situations where the need for funds is instant. You can avail of competitive interest rates on wedding loans following easy eligibility criteria at your choice of repayment tenure.

Why should you apply for a wedding loan?

Wedding loans are beneficial and convenient in a lot of ways. They don’t take much time to be processed. The funds are disbursed to the concerned account within a few hours or a day. That’s why most lenders and financial institutions promote and encourage people to take advantage of this facility. Once you are approved for a wedding loan after successful verification of the loan application and documents, the money is credited to your account and you can use it for any purpose whatsoever. Starting from bookings, catering to decorations, all expenses can be managed with the loan amount.

We have listed a few reasons that justify why taking a personal loan for a wedding is a sensible decision:

    • The loan amount is up to 25 lakhs, which can be repaid in multiple installments. You can choose the repayment tenure option at your convenience.
    • The procedure to apply for this loan is simple and hassle-free. Nowadays, with everything becoming digitalized, one can apply for a wedding loan in just a few minutes, sitting at home! The best part is, it has a very short processing time.
    • There’s no requirement of any security deposit or guarantor. Wedding loans are personal loans that are collateral-free.

Considering the benefits of borrowing an unsecured marriage loan, anyone would think of opting for this option. Let’s see who all are eligible to apply for such loans.

Eligibility Criteria for wedding loans

Are you planning to apply for a wedding loan? Great! But before you proceed to take a step forward, you must know the following criteria:

    • You must be between 25 and 58 years of age.
    • You must be working with your current employer for at least 6 months.
    • You must have work experience in the current field for a minimum of 12 months.
    • The person applying for an unsecured marriage loan must have a minimum income of INR 25000.
    • As long as you have a steady source of income, you can avail of this loan.
    • Out of all applicants, people having a credit score of 725 and above have the probability to secure a wedding loan. Applicants having a credit score less than 700 will be given the wedding loan, provided they agree to pay higher rates of interest.

Tips to manage your marriage expenses in 2022

Now that you have understood the purpose of applying for an unsecured marriage loan and how it helps you to organize the entire wedding effectively, here are a few tips that you might consider useful.

    • Don’t comprise on the catering

Food and drinks are an important aspect of one’s wedding. Therefore, you must try to provide your guests with the best quality food and drinks. We wouldn’t recommend readers compromise on this aspect. Use a considerable amount of the loan borrowed to hire the best caterer available.

    • Keep a substantial amount to book a luxurious wedding venue

The wedding venue has to be equally grand and lavish. Different people have different dreams when it comes to choosing a suitable wedding venue. Therefore, make sure the venue you choose is worth your investment. If you intend to keep your wedding a small affair, you might book a luxurious hotel or party plot. On the other hand, if you are expecting innumerable guests and relatives, you might consider booking a banquet hall.

    • Spend a considerable amount on the outfit and accessories

On your D Day, everyone’s eyes would be fixed at you. Remember that you would be the focal point at your wedding. Your outlook, therefore, has to be the best. Compromising on the outfit and accessories is out of the question. Consult renowned experts in town and choose from a variety of fabrics, looks, fits, colors, and whatnot.

    • Don’t forget photography!

Wedding is an important occasion and therefore the best moments ought to be captured in the best way. Soon after the wedding is over, people get busy going through the innumerable clicks captured by the photographer during the occasion. Even before the rituals begin, people are nowadays taking interest in going pre-wedding video shoots! If you too plan to make any such video, you must hire an experienced photographer. You have a lot of options to choose from, for instance, drone-based, candid, traditional photography, or cinematography. Now depending on the kind of video shoots you want; you have to keep a considerable amount for photography too.


Marriage marks the beginning of a new journey. Organizing a marriage is certainly overwhelming. Taking a wedding loan will help you manage your finances without leaving a hole in your pocket. What are you waiting for! Know the personal loan application process and apply for a wedding loan now.

If you are looking for a reputable lender, look for further than Clix Capital. We have a hassle-free and simple personal loan application procedure. Our approval process is fast too. People prefer us especially because of our affordable interest rates and quick loan disbursal. The best thing is that you can take up to 48 months according to your convenience to repay the loan amount. We are ready to be your financial guide and friend. Fix an appointment today and discuss other details with our experts anytime, anywhere. and fund the expenses for your big, dream wedding in 2022!

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You can also reach out to us at or call us at 1800 200 9898.


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