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Choose a personal loan over breaking your Investment

Clix October 25, 2018

Weddings, family vacations, medical emergencies, or home renovations — they can all leave a gaping hole in your pocket. Thankfully, gone are the days when people had to break their lifetime’s worth of savings or investments to fund their dreams or take care of financial emergencies. Today, personal loans have become a popular choice because of their convenient EMIs and instant approvals.

Here’s why you should apply for a personal loan and leave your investments untouched:

Accessible

For starters, personal loans are easy to go about with minimal documentation. All you need is proof of your identity, address, and income. And once you submit all the required documents, it take less than 24 hours for loan approvals. That’s not all, if you’re an existing customer at a bank or an NBFC, you can also get your loan approved online or get a pre-approved loan.

Flexible

Personal loans come with the added advantage of having no restrictions on its usage. For instance, a home loan or a car loan will only allow you to use the funds on a home or a car. However, personal loans allow you to use the funds the way you please, making you your own boss!

Collateral-free

If you don’t own an asset you needn’t worry as personal loans are collateral-free. This means that your loan will be approved even without you pledging any of your assets and a third party guarantee.

So, take your time to choose the right funding option. If you were to fall back on your investments, evaluate the returns carefully before breaking it. What’s more, with new-age, innovative lenders like Clix Capital, getting a personal loan has only become easier, faster, and more flexible to make sure your investments stay in with you in times of financial crisis.

T&C Apply. Disbursal of the loan shall be at the sole discretion of Clix Capital Services Private Limited and it’s group companies subject to its policies and execution of such documents as maybe necessary

1 These are the general eligibility conditions; one would need to check eligibility criterion details.

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