Planning for a wedding can be exciting, and at the same time, stressful, especially when you start realising that the costs keep building up and it has become a more expensive affair than you thought. While you want to arrange your wedding in a flamboyant manner, you constantly worry about the expenses and fund management as well.
While planning for a wedding, an instant personal loan can be your financial saviour, as it provides you with the funds required within minutes. You can cover your wedding expenses with the loan and repay them in easy EMIs spread across months or years. However, wedding loans also provide a limited amount of money within which you have to make your arrangements. For instance, Clix Capital is a reputed NBFC offering personal loans of up to ₹ 25 lakhs. Therefore, this guide will tell you how to plan your wedding under a personal loan of ₹ 25 lakhs.
The venue is one of the most expensive bookings you have to make for your wedding. Since it is the place where your wedding will take place, it has to be attractive, spacious, and conveniently located at a place where your guests can reach easily. Besides these, its rent should be well within your budget. Try to negotiate the venue price and find the cheapest option available. These are a few simple tricks that can help bring down the venue cost significantly:
- Plan your wedding on a less popular date. Most venues would be un-booked on these dates, and owners may agree to book it for you at a cheaper rate. Some of the most popular dates for Indian weddings are the Navratri, Basant Panchami, Baisakhi, Mahashivratri, Makar Sankranti, and a few others. Try to avoid these dates, as all wedding-related rates will be more expensive on these days. Also, try to plan your wedding on a weekday, since weekend bookings may be costlier.
- Indian weddings have multiple functions organised on different days, including Engagement, Ring Ceremony, Sagan, Sangeet, Mehndi, Wedding, Reception, and some others. Instead of organising each function at a different venue, consider booking one venue for all the wedding functions. Some venue owners may offer you packages for multiple functions that end up saving money.
- Choose the venue with space according to the number of guests invited. Remember, the bigger the venue you book, the more you will need to pay.
- Book the venue several months before the wedding date. You often need to pay less for early bookings than last-minute bookings.
Food is one of the most noticeable things at a wedding. The more variety you offer, the more your guests will enjoy and appreciate. Decide a caterer whose food you like the most, and book them well in advance to get cheaper rates. Test foods of different caterers and never compromise on quality for the price. Besides the taste, also give attention to the presentation, serving, staff, and others.
When you choose the same venue for multiple functions, you have room for negotiation on the decoration charges. The organiser may give you a lump sum cost to be paid for decorations in all functions. Décor items, flowers, and props sourced from local vendors are cheaper than exotic flowers’ decorations. There are many options available for decorations, and you may get them at much more affordable rates if you buy them during the off-season.
While planning a beautiful wedding, photographs are meant to depict its beauty and make your event memorable. You must hire an avid photographer who can capture some of the most precious moments of your wedding. However, brand names are not necessary. You may also rely on less famous photographers who can deliver a similar quality of pictures. Look at their portfolio before hiring and negotiate the rates. Again, they may offer a better rate if you hire them for all your wedding functions.
Outfit and Jewellery
One of the most significant parts of your wedding is your outfit. From traditional sherwanis and sarees to modern tuxedoes and gowns, you can get different kinds of styles on your special day. Plan in advance and start shopping early instead of looking for last-minute attire. Give yourself enough time to look around and get the best deals.
As far as jewellery and other accessories are concerned, go for imitation jewels rather than gold and diamonds. Some stores also provide matching imitation jewellery on rent at a much lower price than their buying cost. Make your choice smartly to save cost and still look the best on your wedding day.
A lot of gifts are distributed during Indian weddings. Apart from the gifts that the bride and the groom receive, the invited guests also receive gifts from the hosts. Even if they are minor, their cost together may add up high. Be wise while choosing gifts for your guests, ensure that they are useful and attractive, and compare their prices before finalising.
Your wedding is one of the most important days in your life, and you must ensure that you plan it just the way you have imagined. Tactfully manage the expenses using the tips mentioned above and cover them with an instant personal loan of up to ₹ 25 lakhs.
While looking for wedding loans, get in touch with Clix Capital and apply for an instant personal loan now. We offer personal loans online of up to ₹ 25 lakhs that you may get in as little as 15 minutes*. Our interest rates are competitive, and you get a flexible repayment term of 12 to 48 months to repay your loan in easy EMIs. With easy eligibility conditions and minimal documentation requirements, any eligible candidate can avail of our wedding loans and plan their dream wedding the way they want.
You can also reach out to us at firstname.lastname@example.org or call us at 1800 200 9898
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