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Here is Why a Personal Loan is Your Best Bet This Festive Season

clixcapitalwp October 14, 2020

 

Treat Your Family with Instant Personal Loan Online This Festive Season

The country is anticipating joy and boundless happiness with the coming festive season, more so when there have been gloomy times due to the onset of Covid-19. There are festivals lined up starting from Navaratri until Christmas.

There is bound to be a surge in shopping, indulgence in purchase of big-ticket consumer durables, home makeover, automobile purchases, and more during the festive season. The festivities go on for days at a stretch and one needs to have adequate funds to make sure the festive season becomes memorable for your family and loved ones.

If you have been putting off your wish list for some time, this festive season is the right time to tick those items off. While making the most of the deals and offers, it is a wise choice to avail an instant personal loan online to tide over the purchases. It is certainly not advisable to turn to your savings, which is why, it’s prudent to avail a personal loan to cater to all expenses and repay conveniently over a flexible tenor.

Must Read:  Why Personal Loan is Crucial, How to Improve it & Everything else

Here’s a look at the 6 reasons why you should finance your big-ticket purchases with a personal loan this festive season:

  1. Affordable Interest Rate on Personal Loans + Quick Disbursal

Personal loans are offered at an attractive rate of interest that don’t misalign your monthly budget. NBFCs like Clix Capital offer affordable rate of interest on personal loans that seamlessly blend with your financial planning. One can avail easy credit up to INR 25 lakhs by applying for an instant personal loan online.

The process to apply for a personal loan at Clix is simple, completely digitized, and takes just 15 minutes for the loan amount to be disbursed in to your bank account.*

This makes personal loans the best choice for immediate funds to cater to during festive season.

  1. Flexible Loan Tenor for Convenient EMIs

The best part about taking a personal loan for festive season is the fact that the repayment tenor is flexible to meet the borrower’s requirements. You don’t need to fret over any immediate financial obligation and choose to repay as per your convenience. If you want to be free of debt as soon as possible, go for a shorter loan tenor and if you want a lower EMI, you can choose a longer tenor.

  1. Instant Approval on Select Pre-qualified Personal Loan Offers

If you happen to have an excellent credit score, now is the time to put it to use. When you  check your credit score online at Clix Capital, we might have a pre-qualified personal loan offer based on your credit score waiting for you.

On acceptance of the offer, you can get an instant personal loan approval online and the loan amount would be disbursed to your bank account in just 15 minutes. *

  1. Easy, Collateral-free Loans

Personal loans fall under the category of unsecured loans, which implies that these are free of any collateral or guarantor. You can easily save yourself from the hassle of arranging for an asset to pledge and cut down significant time on loan approval.

  1. Easy to Apply, Online Process

We know how busy festive days can get with some shopping, catering to guests and an endless list of other tasks to do. The last thing we would want for you is to visit a bank or an NBFC for a personal loan application. Which is why, Clix Capital offers an easy and completely digitized process of applying for an instant personal loan online. Sit back, relax and enjoy the festivities with your family at home while we evaluate and approve your loan application.

  1. No Restriction on End-use

There can be infinite expenses to take care of during the festive season, which can’t be categorized. These can be taken care of by availing personal loans, as there is no restriction on the end-use. Whether you need the funds for a home makeover, to get yourself a home theatre, to take your family for a luxury overseas vacation, or for funding a big-ticket purchase; a personal loan is your best bet for immediate funds.

However, there are certain points that you need to consider before you choose to apply for an instant personal loan online during festive season to maximize your chances of loan approval:

  • Maintaining your credit score above 750 is crucial to make sure your personal loan application is not rejected. A credit score below 750 isn’t considered favourable and may lead to loan application rejection. It is advised to start working on it ahead of time to have a hassle-free experience.
  • Make sure that you don’t get carried away by the deals and festive offers. This may lead you to borrow more than what is required and will land you in a debt trap.
  • Every lender has their own specified personal loan eligibility criteria which you need to get familiar with before applying for the loan. This will save you from last-minute surprises and disappointment.

Availing a personal loan during the festive season makes sure you can enjoy the festivities with your family and loved ones without having to worry about the added costs and financial constraints. Personal Loans offered by Clix Capital are easy to apply, quickly disbursed, and can be availed at an attractive rate of interest to complete your celebrations.

Get started on planning for the festive celebrations by applying for an instant personal loan online with us. Feel free to call us on 1800-200-9898 or you can write to us at hello@clix.capital for any queries.

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