Loan Against Property (LAP)
Unlock the potential in your residential or commercial property with our Loan Against Property solution to address your business requirements. A LAP is exactly what the name implies -- the loan is given or disbursed against the mortgage of property. With easy documentation, speed of decision making and disbursement, along with a transparent interest rate mechanism, getting a loan couldn't get easier.
Following constitution borrowers are eligible:
- Sole proprietors / proprietorship firms
- Partnership firms
- Private-limited companies
- Closely-held companies
- public-limited companies
- Firm/company should have been in operation for the last 3 years
- Age: Minimum 25 Years
- Income: Minimum Rs. 100L
- Application Form
- Bank statements for the last 6 months
- 2 year financials including Profit & Loss (P&L) statement, balance sheet and income tax returns
- KYC Documents related to establishment of entity, identity and address proof
- Business Vintage Proof
- SOA/RTR of all the existing loans
* Any other Specific document (if required) at the discretion of Clix Capital
How can I approach Clix Capital for a loan against my property?
You can get in touch with us by filling up the form on our website or call us at +91 124 330 2000.
How can I know my eligibility for a loan against my property?
The initial criteria are mentioned in our qualification section. We hope to get in touch so our team can guide you further.
How much loan will I be eligible for? How is my eligibility decided?
The loan quantum is decided based on a few factors such as your requirement, credit assessment and other financials mentioned in the criteria section.
How do I repay my loans?
The loan can be repaid through Post-Dated Cheques (PDC's), Electronic clearing system (ECS) and NACH.